lidX – Okusasulwa mu ngeri ekyukakyuka – nga tewali nsaasaanya ya nkyukakyuka egenda mu maaso
Bakasitoma bo bawe obumanyirivu obw’omulembe, nga tokwatagana na kusasula – nga tolina hardware yonna ey’okwongerako. Nga olina lidX, osobola okukkiriza okusasula ku kaadi butereevu ng’oyita mu SoftPOS oba SmartPOS – ennyangu, obukuumi, era nga mwetegefu okukozesebwa ekiseera kyonna. Ganyulwa mu kukyukakyuka okusingawo, okusasula ssente mu ngeri entangaavu, n’okusasula ssente ezitasalako ezitasalako, ate bakasitoma bo mu ngeri ennyangu basasula ku kaadi oba essimu ey’omu ngalo.
Ku lidX, tukuwuliriza era tutegeera ebyetaago by'abasuubuzi baffe. Nga tuli wamu ne bannaffe, tukoze enkola esikiriza naddala esaanira amakolero aga sizoni ne bizinensi ezikkiriza okusasula ssente ezitali za ssente mu biseera ebitali bimu.
Enkizo:
- Tewali ssente za base ya buli mwezi
- Tewali ssente za mpeereza, kupangisa, oba kutereka
- Osasula nga ddala bizinensi yo eggule era ng’ekola okutunda.
Era ekisinga byonna: Wadde nga base fees zaggyibwawo, yaffe ebisaanyizo by’okutunda bitera okuba wansi nnyo okusinga eby’abavuganya bangi.
🔍 Laba wekka – kirungi okugeraageranya!
Tugende Wansi Mu Bizinensi
~ Ekiweebwayo ~
- Nedda Base Fee eya buli mwezi
- Nedda Ebisale by’omwaka
- Nedda Ebisale by’Empeereza, Okupangisa, Layisinsi, oba Okutereka
- Endagaano emu n'omuwendo gw'ebyuma ogukyukakyuka – Asobola Okuteekebwa Butereevu ku Waiter Terminals ℹ
- Nedda Ebisale by'okukyusa/okuggyayo ssente!
- Buli lunaku, buli wiiki oba buli mwezi ÜOIUWGFGUÜOkusasula kwa WF¹
- Tewali Okugula okutono - si buli mwezi oba mwaka
- 0,22 % girocard (EC card) ssente z’okukola (okusasula) .²
- 0,59 % Ssente z’okukola ku kaadi z’okusasula (okusasula) .³
- Debit Mastercard
- Maestro
- Visa Debit
- Visa Electron
- V Pay
- era nga bayita mu waleti za digito nga Apple Pay, Google Pay, n’ebirala.⁴
- 0,05 € Ssente z’okutunda ebintu mu ngeri ya ‘flat-rate’⁵
- Debit Mastercard
- Maestro
- Visa Debit
- Visa Electron
- V Pay
- era nga bayita mu waleti za digito nga Apple Pay, Google Pay, n’ebirala.⁴
- 0,99 % Ssente z’okukola ku kaadi z’okuwola (okusasula) .⁶
- Diners Club
- Discover
- JCB
- Mastercard
- Union Pay
- Visa
- era nga bayita mu waleti za digito nga Apple Pay, Google Pay, n’ebirala.⁴
- American Express Okukkaanya kw’omuntu kinnoomu⁷
- 0,05 € Ssente z’okutunda ebintu mu ngeri ya ‘flat-rate’⁵
- Diners Club
- Discover
- JCB
- Mastercard
- Union Pay
- Visa
- era nga bayita mu waleti za digito nga Apple Pay, Google Pay, n’ebirala.⁴
- Obuwagizi eri bangi enkola endala ez’okusasula (APMs) .⁸ ℹ
- Okuwagira eby'enjawulo Emirimu gy'amagezi⁹
- Obuwagizi eri... Cashback (okuggyayo ssente) .¹⁰
- Emirimu gyonna egya kaadi Ewagirwa¹¹
- Bwereere ID ya Terminal ey’ennamba (cTerminal ID) . ℹ
- Bwereere Okuyungibwa ku cash register (ZVT, O.P.I., Rest API)¹²
- n’ebirala bingi empeereza ey’obwereere mu... lidX app
- Okubeerawo kisinziira ku nsi kkampuni yo gy’ewandiisizza
- 9,90 € Ssente z’ekitongole¹³
- 9,90 € Ssente z’okuteekawo¹⁴
- Okuggyako amakolero agamu¹⁵
Kati kaadi ziri ku mmeeza
~ Empandiika ennungi ~
Okwaaliza awamu
- Omuko guno guvvuunuddwa mu ngeri ey’otoma. Nsaba omanye nti singa wabaawo obutakkaanya mu mateeka, enkyusa entongole ey’Olugirimaani yokka ey’omukutu/ekiwandiiko kino y’ekola.
- Emikutu gino, omukutu n’ebiweebwayo, amawulire, ebintu n’obuweereza ebirimu tebigendereddwamu bakozesa mu makulu ga § 13 BGB, wabula okutwalira awamu ku bitongole byokka, ebibiina, ab’obuyinza, amakampuni, kiraabu n’abasuubuzi (mu makulu ga § 13 14 BGB) .
- Omukwanaganya w’endagaano akakasa nti basuubuzi mu makulu g’etteeka ly’ebyobusuubuzi erya Girimaani (HGB), ekitongole eky’amateeka wansi w’amateeka ga gavumenti, oba ensawo ey’enjawulo wansi w’amateeka ga gavumenti.
- Si byonna ebiweebwayo, empeereza n’ebintu ebikolebwa nti biri mu nsi zonna, obutale ne mu makolero gonna.
- Amateeka ga Girimaani ge gakola, nga tobaliddeemu ndagaano y’ekibiina ky’amawanga amagatte ekwata ku ndagaano z’okutunda ebintu mu nsi yonna.
- Bino wammanga bikwata ku mpeereza zonna n’endagaano eziri mu buwanvu bw’okuwaayo kuno: Ekifo eky’enjawulo eky’obuyinza ku nkaayana zonna eziva oba ezikwatagana n’endagaano ezikoleddwa mu ngeri ey’okutunda ye ofiisi ewandiisiddwa ey’omugabi oba omuwa empeereza y’okusasula.
- Emiwendo gyonna egyayogerwako tegiriimu musolo gwa muwendo ogwongezeddwayo ogukolebwa mu mateeka. Omuwendo gw’ebisale gusinziira ku kifo awabeera ekifo we bagenda okutambulira (domestic = Federal Republic of Germany; amawanga ga EU; amawanga agatali ga EU). Singa ebisale bisasulwa ku mpeereza ezisonyiyibwa omusolo ku muwendo ogwongezeddwa wansi w’amateeka agakola mu mateeka (e.g., empeereza ezimu ez’okusasula okusinziira ku kitundu 4 No. 8 eky’etteeka ly’omusolo ogwongezeddwa ku muwendo gwa Girimaani), invoice ejja kuteekebwako invoice nga tesonyiyibwa musolo ku muwendo ogwongezeddwa.
- Okuwaayo kuno kuyinza okukyuka era tekusiba. Endagaano ekwatagana mu mateeka ekolebwa nga endagaano entonotono ezikwatibwako ziteekeddwako emikono mu buwandiike enjuyi zombi. Okutuusa olwo, tewali buyinza kutuusibwa, kuweereza, oba miwendo.
- Endagaano zikolebwa nga zirina okukkirizibwa kw’abagaba obuyambi era n’okwekenneenya amakolero, enkozesa egenderere ey’okukkiriza okusasula, obusobozi bw’okuwola, n’emisingi emirala egyekuusa ku musuubuzi. Omutabaganya tavunaanyizibwa singa endagaano tezikolebwa oba singa empeereza ezikkaanyiziddwaako teziyinza kuweebwa.
Ebigambo ebiri wansi
¹ Okusasula buli lunaku, buli wiiki oba buli mwezi
- Okusasula ensimbi eziyingira okuyita mu nkolagana ya kaadi eri omusuubuzi kukolebwa mu biseera ebigere okusinziira ku ndagaano ekoleddwa n’omugabi w’empeereza y’okusasula. Okutwalira awamu ebiseera bino wammanga eby’okusasula bibaawo: buli lunaku, buli wiiki oba buli mwezi.
- Mu nkola, okusasula buli wiiki kufuuse omutindo. Kino kisobozesa okukola obulungi emirimu gya bizinensi, kubanga ensimbi eziyingira ziteekebwa mu bungi, bwe kityo ne kikendeeza ku kaweefube w’okubala ebitabo. Okusinziira ku bigambo ebiri mu tteeka ly’ebyensimbi mu Girimaani (AO), naddala emisingi gy’okubala ebitabo okutuufu (§§ 146 et seq. AO), okuwandiika buli kiseera, mu budde n’okuwandiika ebikwata ku nkolagana ya bizinensi kyetaagisa. Okutwalira awamu ekiseera ky’okusasula buli wiiki kituukiriza bulungi ekyetaagisa kino era kyanguyiza nnyo okubala ebitabo okutuufu.
- Okutwalira awamu okusasula buli lunaku kuweebwa abasuubuzi bokka abalina omuwendo gw’okutunda naddala ogw’amaanyi oba ebyetaago eby’enjawulo eby’ensimbi. Kinaamanyibwa nti okusasula buli lunaku kivaamu okweyongera ennyo mu kaweefube w’okubala ebitabo, kubanga buli nsasula eyingidde erina okubalirirwa kinnoomu.
- Okusasula buli mwezi kuyinza okuba okutuufu eri abasuubuzi abalina obungi bw’okutunda obutono oba ebyetaago eby’enjawulo eby’ekitongole, naye kivaamu okulwawo okugaba ssente ezisaasaanyizibwa mu ngeri ekwatagana.
- Ekiseera ekigere eky’okusasula kibeera n’okukkaanya n’omuwa empeereza y’okusasula era kiyinza okwawukana okusinziira ku kwekenneenya akabi, okuwola, n’amakolero. Tewali buyinza bwa kiseera kigere eky’okusasula.
² girocard (EC card) ssente z’okukola (okusasula) .
- Enkola ya girocard nkola ya kusasula ssente efulumizibwa bbanka za Girimaani ne bbanka z’okutereka ssente era y’emu ku nkola ezisinga okukozesebwa mu kusasula ssente nga tolina ssente mu Girimaani. Okutwalira awamu okukkiriza kaadi zino kizingiramu ssente entono bw’ogeraageranya n’abasuubuzi.
- Nsaba omanye nti:
- Okusasula nga okozesa girocard kuyinza okukolebwa mu Euro (€) zokka.
- Omusuubuzi alina okuwandiika invoice ku bintu bye ne/oba empeereza ze mu Euro.
- Akawunti ya Euro esobozesa S€PA yeetaagibwa okusasula emirimu.
- Girocard teyawula wakati wa kaadi z’abakozesa n’ez’ebitongole/business. Ssente z’okukola (discount) zisinziira nnyo ku ofiisi y’omusuubuzi ewandiisiddwa oba ekifo we kikozesebwa era mu kiseera kino kiri bwe kiti:
- 0,22 % Ssente z’okulongoosa (okusasula) eri abasuubuzi abasinziira mu Girimaani
- 0,23 % Ssente z’okulongoosa (okusasula) eri abasuubuzi abali mu mukago gwa Bulaaya
- 0,33 % Ssente z’okulongoosa (discount) eri abasuubuzi mu mawanga agali ebweru w’omukago gwa Bulaaya
- Ebbaluwa:
Ebisale ebiragiddwa birina okukeberebwa kw’ebbanja ssekinnoomu n’okukkirizibwa okuva eri omuwa empeereza y’okusasula. Enkyukakyuka olw’ebisaanyizo by’amateeka oba ebyetaago bya bbanka ezigaba kaadi zisigala nga ziterekeddwa.
³ Ssente z’okukola ku kaadi z’okusasula (okusasula) .
- Ssente z’okukola (discount) ku kaadi z’okusasula ssente ziri 0.59% era zikwata ku kukola ku kaadi z’abakozesa ezifulumizibwa mu mukago gwa Bulaaya ebitongole ebiwola ssente ebisangibwa mu mukago gwa EU (ebiyitibwa kaadi z’abakozesa).
- Ku nkolagana ne kaadi ezifulumiziddwa ebweru w’omukago gwa Bulaaya, awamu ne kaadi ezifulumizibwa bbanka ezitali za EU, ku kaadi za bizinensi/ebitongole, n’ebika ebirala eby’enjawulo eby’ebintu bya kaadi, ssente endala ez’okulongoosa (okusasula) eza +1.50% zisasulwa.
- Ebiragiro ebikola n’ebyetaago bya kkampuni za kaadi ezikwatibwako (e.g., Visa, Mastercard) bikakatako. Omuwa empeereza y’okusasula talina ky’akola ku birimu n’enkyukakyuka zaabwe; bino n’olwekyo bitwalibwa ng’omusingi obutereevu ogw’okutuukiriza endagaano.
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⁴ era nga bayita mu waleti za digito nga Apple Pay, Google Pay, n’ebirala.
- Enkolagana ezitandikibwawo nga ziyita mu waleti za digito (e.g., Apple Pay, Google Pay, oba empeereza ezifaananako bwe zityo) mu by’ekikugu zikolebwa nga okusasula kaadi. Wallet eyo ekola bukola nga ekifaananyi kya digito ekya kaadi y’okusasula ey’omubiri oba ey’omubiri (virtual payment card) eterekeddwa mu yo.
- Enkola n’okusasula ssente zino n’olwekyo kigoberera ebiragiro n’obukwakkulizo bwa kaadi essiddwawo (e.g., girocard, Debit Mastercard, Visa Debit, credit card). Abasuubuzi balina ssente z’okukola n’ebiragiro by’endagaano bye bimu nga ku kaadi ekozesebwa butereevu, kubanga waleti yennyini si nkola ya njawulo ey’okusasula.
- Kyokka waliwo obukwakkulizo obuyinza okuva ku kika kya kaadi gy’otereka:
- Si buli kaadi nti esobola okuterekebwa n’okukozesebwa mu buli waleti (e.g., okusinziira ku bbanka egaba kaadi, kkampuni ya kaadi, oba olukusa lw’ekitundu).
- Okukolagana nga oyita mu waleti kisoboka mu bitundu ebyo byokka n’ensimbi kkampuni ya kaadi n’oyo agaba waleti bye bawadde olukusa.
- Omusuubuzi tajja kulaba njawulo yonna mu kukola oba okulongoosa; obukwakkulizo bukwata ku muntu alina kaadi yekka.
- Enkyukakyuka oba obukwakkulizo obuteekebwawo abagaba waleti oba kkampuni za kaadi (e.g., obukwakkulizo ku pulogulaamu za kaadi ezimu oba amakolero) tebuyinza kufugibwa muwa mpeereza y’okusasula n’omutabaganya.
⁵ Ssente z’okutunda ebintu mu ngeri ya ‘flat-rate’
- Ku buli nkolagana ya kaadi – awatali kufaayo ku ngeri y’okutandika (e.g., kaadi ey’omubiri, okukozesa awatali kukwatagana ng’oyita mu NFC, oba waleti za digito nga Apple Pay, Google Pay, n’ebirala) – ssente z’okutunda ezitali za bulijjo eza €0.05 buli nkolagana zisasulwa.
- Ssente zino era zikola ku nkolagana ezitafunye buwanguzi (e.g., emirimu egy’okusasula egyasaziddwamu, okusasula okusaziddwamu omuntu alina kaadi oba omusuubuzi, ensobi mu by’ekikugu, olukusa olulemererwa, oba okugaana okusasula). Kino kyetaagisa kubanga mu mbeera zino, okukola ku nsonga eno era kukolebwa nga kuyita mu nkola z’abagaba empeereza y’okusasula, abaddukanya emikutu, ne/oba kkampuni za kaadi, era ssente ezikwatagana nazo zikolebwa.
⁶ Ssente z’okukola ku kaadi z’okuwola (okusasula) .
- Ssente z’okukola (discount) ku kaadi z’okuwola ziri 0.99% era zikwata ku kukola ku kaadi z’abakozesa ezifulumizibwa mu mukago gwa Bulaaya ebitongole ebiwola ssente ebisangibwa mu EU (ebiyitibwa kaadi z’abakozesa).
- Ku nkolagana ne kaadi ezifulumiziddwa ebweru w’omukago gwa Bulaaya, awamu ne kaadi ezifulumizibwa bbanka ezitali za mukago gwa Bulaaya, ku kaadi za bizinensi/ebitongole, n’ebika ebirala eby’enjawulo eby’ebintu bya kaadi, ssente endala ez’okulongoosa (okusasula) eza +1.50% zijja kusasulwa.
- Ebiragiro ebikola n’ebyetaago bya kkampuni za kaadi ezikwatibwako (e.g., Visa, Mastercard) birina okugobererwa. Omuwa empeereza y’okusasula talina ky’akola ku birimu n’enkyukakyuka zaabwe; bino n’olwekyo bitwalibwa ng’omusingi obutereevu ogw’okutuukiriza endagaano.
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⁷ American Express Okukkaanya kw’omuntu kinnoomu
- Ku kukkiriza enkola z’okusasula eza American Express, okukola endagaano ey’enjawulo ey’okukkiriza ne American Express kyetaagisa. Tujja kusanyuka okukutegekera endagaano eno – bw’oba oyagala.
- Endagaano eno okuva mu American Express etegekebwa kinnoomu okusinziira ku mawulire ga kkampuni ag’enjawulo era yeetaaga okukkirizibwa okuva mu American Express.
- Enkola ey’ekikugu ku nkolagana ya kaadi efaananako n’enkola endala ez’okusasula; wabula ssente ezisasulwa omusuubuzi zikolebwa butereevu kkampuni ya American Express.
- American Express kye kimu ku bibiina bya kaadi ebimanyiddwa mu nsi yonna nga birina bakasitoma abasaasaanya ssente ennyingi ate nga bafaayo ku kika ky’ebintu. Bangi ku balina kaadi basinga kwagala nkola eno ey’okusasula, eyinza okuba n’akakwate akalungi ku kumatira kwa bakasitoma n’obusobozi bw’omusuubuzi okutunda.
- Okugatta ku ekyo, American Express, ng’ekolagana ne PAYBACK, egaba kaadi ya American Express PAYBACK ey’obwereere, eyongera okwongera okukkirizibwa (laba www.payback.de/info/american-express).
⁸ Okuwagira enkola endala nnyingi ez’okusasula (APMs) .
- App ya lidX, ng’ekolagana n’abagaba empeereza ez’enjawulo ez’okusasula, ewagira enkola endala ezisukka mu 500 ez’okusasula (APMs) mu nsi yonna. Nsaba omanye nti okubeerawo kwa APM ssekinnoomu kisinziira ku bukwakkulizo bwa layisinsi obw’ensi, embeera y’akatale, n’ebyetaago ebikwata ku makolero. N’olwekyo, okukozesa APM zonna tekisoboka mu buli nsi, buli katale, oba ku buli makolero.
- Mu buwanvu bw’okuwaayo kuno, tukuwa APM ezisinga okumanyibwa. Bw’oba oyagala enkola endala ez’okusasula ezitawandiikiddwa wano, tukusaba otuukirire – tujja kusanyuka okukebera oba buliwo ku buli nsonga.
- Okuwaayo okwetongodde, ennyonyola y’ebiragiro n’obukwakkulizo, n’enteekateeka y’endagaano bikwatibwako yekka omuwa empeereza y’okusasula. Kino tujja kukitegeka era tukuweereze ebiwandiiko ebikwatagana nabyo okwekenneenya era bwe kiba kyetaagisa okumaliriza.
⁹ Okuwagira emirimu egy’enjawulo egy’okutipping
- App ya lidX egaba emirimu egy'enjawulo egy'okukwata obukodyo, omuli: tewali tip, okuyingiza tip mu ngalo, okubala tip ebitundu ku kikumi, "smart tip", emirimu egy'okuzingulula, n'enkola ezigatta nga "smart tip with round-up".
- Ng’omusuubuzi, olina eky’okulonda mu ddembe n’okugezesa enkola ya tipping esinga okukwatagana ne bizinensi yo, n’okugitereeza oba okugikyusa ggwe kennyini essaawa yonna. Nsaba omanye nti okutandika n’okukozesa emirimu gy’okutippinga kigoberera amateeka agakola ku mateeka n’omusolo, okugoberera nga buvunaanyizibwa bw’omusuubuzi.
¹⁰ Obuwagizi bwa cashback (okusasula ssente enkalu) .
- App ya lidX ewagira omulimu gwa "cashback" (okusasula ssente enkalu eri oyo alina kaadi ng'ekitundu ku kugula).
- Okuwaayo eby’ekikugu n’okutandikawo omulimu guno bikwatibwako yekka omuwa empeereza y’okusasula.
- Okukozesa omulimu gw’okuzza ssente n’olwekyo kyetaagisa endagaano ey’enjawulo ey’endagaano wakati w’omusuubuzi n’oyo agaba empeereza y’okusasula. Tewali buyinza bwa kukola oba kukozesa.
¹¹ Emirimu gyonna egya kaadi giwagirwa (okubuuka, okusazaamu, okuwola)
- Okutwalira awamu app ya lidX ewagira emirimu gyonna egy’okusasula egyaweebwa mu by’ekikugu mu buwanvu bw’enkola y’okusasula ekwatagana era n’omuwa empeereza y’okusasula ekwatagana.
- Nga bwekiba, kino kizingiramu emirimu gy’okubuuka, okusazaamu, n’okuwola.
- Emirimu emirala egy’okusasula – gamba nga okusooka okukkiriza (okutereka), okukwata, okuddiza ssente ekitundu, oba emirimu egy’omulembe egy’engeri eyo – giwagirwa mu by’ekikugu app ya lidX, naye si bulijjo nti gifunibwa okuva eri omuwa empeereza y’okusasula, enkola y’okusasula, oba enkola y’okusasula.
- Okukozesa emirimu egyo egy’okusasula egy’omulembe era kiyinza okwetaagisa endagaano ey’enjawulo ey’endagaano n’omuwa empeereza y’okusasula.
- Ebiragiro n’obukwakkulizo bw’endagaano y’ekitongole ekigaba empeereza y’okusasula, awamu n’ebiragiro n’ebisaanyizo bya kkampuni za kaadi n’abagaba enkola y’okusasula, bikola byokka.
¹² Okuyungibwa ku bwereere mu kifo we batereka ssente (ZVT, O.P.I., Rest API)
- Enkola ezimu ez’okutereka ssente ez’okuyungibwa ku bifo eby’ebyuma bikalimagezi ziyungiddwa mu app ya lidX. Ebiragiro bino omusuubuzi asobola okubikozesa ku bwereere.
- Olw’okuba zino bwe ziri enkolagana z’abantu ab’okusatu ez’obwannannyini, tetutwala ggaranti oba buvunaanyizibwa bwonna ku nkola yazo, obujjuvu, okukwatagana, oba obutuufu n’obujjuvu bwa data eweerezeddwa.
- Omusuubuzi akkirizza mu bulambulukufu nti singa wabaawo enkola ezikola obubi oba obutabaawo mu nkola ya cash register, tewali kwewozaako kwa kusasula ssente zaayonoonebwa naddala olw’okufiirwa bizinensi oba ssente z’afuna, kubaawo.
¹³ Ssente z’ekitongole
- Ssente za brokerage ez’omulundi gumu zisasulwa okuteekateeka ebiweebwayo, okussa mu nkola emitendera egyetaagisa mu mateeka egy’okuzuula n’okukakasa (KYC, credit check), n’okuteekateeka ebiwandiiko by’endagaano.
Ssente zino zisasulwa nga owaddeyo order ng’oyita ku ffoomu eri ku yintaneeti.
- Ssente z’ekitongole zisonyiyibwa ku biragiro ebyaweebwayo mu myoleso gy’ebyobusuubuzi egya NRF’25 ne DMEXCO’25 okuva nga September 16 okutuuka nga 19, 2025.
- Ssente ezoogeddwako waggulu zisasulwa awatali kuzisasula ssente ezigenda mu maaso ku mpeereza ezikkaanyiziddwaako era zirina okusasulwa nga kwotadde ku zo.
¹⁴ Ssente z’okuteekawo
- Ssente z'okuteekawo omulundi gumu buli kyuma zisasulwa olw'okuteekawo endagaano ez'ekikugu n'okuddukanya emirimu.
- Ssente z'okuteekawo zisonyiyibwa ku biragiro ebiweereddwayo mu myoleso gy'ebyobusuubuzi egya NRF'25 ne DMEXCO'25 okuva nga September 16 okutuuka nga 19, 2025, nga kwotadde.
- Ssente ezoogeddwako waggulu zisasulwa awatali kuzisasula ssente ezigenda mu maaso ku mpeereza ezikkaanyiziddwaako era zirina okusasulwa nga kwotadde ku zo.
¹⁵ Amakolero agamu gaggyibwamu
- 1. Ebiweebwayo ebimenya amateeka oba ebirina obuzibu mu mpisa
- Ebiragalalagala, ebiva mu njaga, ebikozesebwa mu kunywa ebiragalalagala
- Eby’okulwanyisa, ebikozesebwa mu by’okulwanyisa, amasasi
- Ebintu eby’omubiri eby’obuntu (e.g., ebitundu by’omubiri) .
- Ebifaananyi by’abaana eby’obuseegu, obumenyi bw’amateeka, ebirimu effujjo, okukukusa abantu
- Ebiwandiiko ebijingirire, endagamuntu ez’ebicupuli, amatendekero ag’ebicupuli
- Cyberlockers, okugabana fayiro n’ebintu ebiyinza okumenya amateeka
- 2. Okumenya amateeka g’ebintu eby’amagezi / copyright
- Ebicupuli, kkopi ezibbibwa, okutambuza mu ngeri emenya amateeka
- Ebintu ebirina obulabe obw’amaanyi obw’okusasula ssente nga ggaranti eyongezeddwayo
- 3. Empeereza y’akabi mu by’ensimbi
- Okuddaabiriza ebbanja/ebbanja, okuddamu okutegeka amabanja, okubuulirira ku mabanja, n’ebirala.
- Okukyusa ssente, empeereza y'okusasula, ssente eziyitibwa virtual currencies (ezitera okuyitibwa "quasi-cash")
- Ba agenti b’okusasula, abagaba eby’okusatu, abakung’aanya mu katale
- 4. Okuzannya zzaala, akalulu & beetingi
- Beetingi ku yintaneeti, akalulu, akalulu Scope for Crime
- 5. Empeereza y'okwegatta n'okusikiriza
- Ebifaananyi by'obuseegu, Empeereza y'okuwerekera, Empeereza y'omukwano
- 6. Ebikozesebwa mu kusuubula eby’akabi ennyo
- Ebitongole by’okuvuga (e.g., Ennyonyi, Cruises) .
- Okugabana ebiseera
- Ebitongole by’ebyentambula
- Okusuubula ebizimbe n’ettaka
- 7. Empeereza ekwatagana n’ebyobulamu
- Eddagala, Amaduuka g'eddagala ku yintaneeti, Telemedicine
- Ebintu Ebikendeeza Omugejjo Ebirina Ebisuubizo Ebibuusibwabuusibwa
- 8. Emitego gy’okutunda obutereevu & Okwewandiisa
- "Negative Option" Subscriptions ("Okugezesa okw'obwereere, Okuzzibwa obuggya mu ngeri ey'otoma")
- Call Center Push Okutunda, Spam, Amasimu
- Okutunda emitendera mingi (MLM) & Okutunda ku mikutu
- 9. Okulowooza ku bintu ebitono
- Empeereza Ezitaliimu Muwendo Ogwongeddeko Omulambulukufu (Empeereza ezitali za muwendo) .
- "Get-rich-quick" Enteekateeka, Enteekateeka za Pyramid
- 10. Okusuubula taaba
- Naddala okutunda sigala ku yintaneeti n’amazzi ga sigala ku yintaneeti
- 11. Ebintu ebikolebwa mu ddagala nga biriko obukwakkulizo
- Amaduuka g’eddagala ku yintaneeti agataliiko layisinsi
- Eddagala eriwandiikiddwa omusawo
- Ebirungo ebiyamba emmere nga biriko ebigambibwa nti biwonya
- 12. Ebibiina ebikwatibwako mu byobufuzi oba mu mateeka
- Ebibiina
- Ebibiina by’eddiini
- Ebibiina by’obwannakyewa ebirina akabi k’okussaako envumbo
- Okuwaayo awatali bukakafu bulaga nti si kya magoba
- 13. Eby’okulya eby’akabi
- Ebbaala za Shisha
- Kiraabu, ebbaala, ebifo ebisanyukirwamu, disiko
- 14. Amakolero amalala ag’akabi
- Amaduuka ga pawn
- Abasuubuzi b’emmotoka enkadde (naddala abo abassa essira ku kusasula ssente enkalu)
- Okusuubula ebyuma eby’omuwendo (zaabu, ffeeza, okugula eby’okwewunda) .
- Ebifo ebikubirwamu essimu nga biriko okutunda ku ssimu (telemarketing) .
- Empeereza z’okutambuza/okuwanula nga zirina akabi k’obuyinza bw’okuwandiika
- Ebbaluwa:
Olukalala olwo waggulu olw’amakolero n’emirimu egiggiddwamu terujjuvu. Kigendereddwamu kwokka ng’omulagirizi ow’awamu. Okukkiriza okusembayo n’okuteekawo okukkiriza okusasula kulina okwekenneenyezebwa ssekinnoomu okuva mu bagaba empeereza abeetabye n’abagaba empeereza y’okusasula. Tewali buyinza kukola ndagaano oba okugaba obuweereza.
- Okusasula nga okozesa girocard kuyinza okukolebwa mu Euro (€) zokka.
- Omusuubuzi alina okuwandiika invoice ku bintu bye ne/oba empeereza ze mu Euro.
- Akawunti ya Euro esobozesa S€PA yeetaagibwa okusasula emirimu.
- 0,22 % Ssente z’okulongoosa (okusasula) eri abasuubuzi abasinziira mu Girimaani
- 0,23 % Ssente z’okulongoosa (okusasula) eri abasuubuzi abali mu mukago gwa Bulaaya
- 0,33 % Ssente z’okulongoosa (discount) eri abasuubuzi mu mawanga agali ebweru w’omukago gwa Bulaaya
Ebisale ebiragiddwa birina okukeberebwa kw’ebbanja ssekinnoomu n’okukkirizibwa okuva eri omuwa empeereza y’okusasula. Enkyukakyuka olw’ebisaanyizo by’amateeka oba ebyetaago bya bbanka ezigaba kaadi zisigala nga ziterekeddwa.
- Si buli kaadi nti esobola okuterekebwa n’okukozesebwa mu buli waleti (e.g., okusinziira ku bbanka egaba kaadi, kkampuni ya kaadi, oba olukusa lw’ekitundu).
- Okukolagana nga oyita mu waleti kisoboka mu bitundu ebyo byokka n’ensimbi kkampuni ya kaadi n’oyo agaba waleti bye bawadde olukusa.
- Omusuubuzi tajja kulaba njawulo yonna mu kukola oba okulongoosa; obukwakkulizo bukwata ku muntu alina kaadi yekka.
- Enkyukakyuka oba obukwakkulizo obuteekebwawo abagaba waleti oba kkampuni za kaadi (e.g., obukwakkulizo ku pulogulaamu za kaadi ezimu oba amakolero) tebuyinza kufugibwa muwa mpeereza y’okusasula n’omutabaganya.
- Ebiragalalagala, ebiva mu njaga, ebikozesebwa mu kunywa ebiragalalagala
- Eby’okulwanyisa, ebikozesebwa mu by’okulwanyisa, amasasi
- Ebintu eby’omubiri eby’obuntu (e.g., ebitundu by’omubiri) .
- Ebifaananyi by’abaana eby’obuseegu, obumenyi bw’amateeka, ebirimu effujjo, okukukusa abantu
- Ebiwandiiko ebijingirire, endagamuntu ez’ebicupuli, amatendekero ag’ebicupuli
- Cyberlockers, okugabana fayiro n’ebintu ebiyinza okumenya amateeka
- Ebicupuli, kkopi ezibbibwa, okutambuza mu ngeri emenya amateeka
- Ebintu ebirina obulabe obw’amaanyi obw’okusasula ssente nga ggaranti eyongezeddwayo
- Okuddaabiriza ebbanja/ebbanja, okuddamu okutegeka amabanja, okubuulirira ku mabanja, n’ebirala.
- Okukyusa ssente, empeereza y'okusasula, ssente eziyitibwa virtual currencies (ezitera okuyitibwa "quasi-cash")
- Ba agenti b’okusasula, abagaba eby’okusatu, abakung’aanya mu katale
- Beetingi ku yintaneeti, akalulu, akalulu Scope for Crime
- Ebifaananyi by'obuseegu, Empeereza y'okuwerekera, Empeereza y'omukwano
- Ebitongole by’okuvuga (e.g., Ennyonyi, Cruises) .
- Okugabana ebiseera
- Ebitongole by’ebyentambula
- Okusuubula ebizimbe n’ettaka
- Eddagala, Amaduuka g'eddagala ku yintaneeti, Telemedicine
- Ebintu Ebikendeeza Omugejjo Ebirina Ebisuubizo Ebibuusibwabuusibwa
- "Negative Option" Subscriptions ("Okugezesa okw'obwereere, Okuzzibwa obuggya mu ngeri ey'otoma")
- Call Center Push Okutunda, Spam, Amasimu
- Okutunda emitendera mingi (MLM) & Okutunda ku mikutu
- Empeereza Ezitaliimu Muwendo Ogwongeddeko Omulambulukufu (Empeereza ezitali za muwendo) .
- "Get-rich-quick" Enteekateeka, Enteekateeka za Pyramid
- Naddala okutunda sigala ku yintaneeti n’amazzi ga sigala ku yintaneeti
- Amaduuka g’eddagala ku yintaneeti agataliiko layisinsi
- Eddagala eriwandiikiddwa omusawo
- Ebirungo ebiyamba emmere nga biriko ebigambibwa nti biwonya
- Ebibiina
- Ebibiina by’eddiini
- Ebibiina by’obwannakyewa ebirina akabi k’okussaako envumbo
- Okuwaayo awatali bukakafu bulaga nti si kya magoba
- Ebbaala za Shisha
- Kiraabu, ebbaala, ebifo ebisanyukirwamu, disiko
- Amaduuka ga pawn
- Abasuubuzi b’emmotoka enkadde (naddala abo abassa essira ku kusasula ssente enkalu)
- Okusuubula ebyuma eby’omuwendo (zaabu, ffeeza, okugula eby’okwewunda) .
- Ebifo ebikubirwamu essimu nga biriko okutunda ku ssimu (telemarketing) .
- Empeereza z’okutambuza/okuwanula nga zirina akabi k’obuyinza bw’okuwandiika
Olukalala olwo waggulu olw’amakolero n’emirimu egiggiddwamu terujjuvu. Kigendereddwamu kwokka ng’omulagirizi ow’awamu. Okukkiriza okusembayo n’okuteekawo okukkiriza okusasula kulina okwekenneenyezebwa ssekinnoomu okuva mu bagaba empeereza abeetabye n’abagaba empeereza y’okusasula. Tewali buyinza kukola ndagaano oba okugaba obuweereza.
Ani ali emabega waakyo?
~ Abagaba obuyambi ~
Ba Agent & App ya lidX
NetManagement GmbH, Ludwig-Erhard-Str. 18, 20459 Hamburg, Girimaani, Endagiriro ya web
www.lidX.io
Omuwa empeereza y'okutunda
NetManagement GmbH, Ludwig-Erhard-Str. 18, 20459 Hamburg, Girimaani, Endagiriro ya web
www.NetManagement.net
girocard
(Amawanga ga S€PA nga Euro nga ssente zaago)
VR Payment GmbH, Platz der Republik, 60325 Frankfurt am Main, Girimaani, Endagiriro ya web
www.vr-payment.de
Kaadi z’okusasula ssente
(Ekifo kya terminal: Girimaani, Austria, Switzerland)
VR Payment GmbH, Platz der Republik, 60325 Frankfurt am Main, Girimaani, Endagiriro ya web
www.vr-payment.de
Kaadi z’okuwola ssente
(Ekifo kya terminal: Girimaani, Austria, Switzerland)
VR Payment GmbH, Platz der Republik, 60325 Frankfurt am Main, Girimaani, Endagiriro ya web
www.vr-payment.de
American Express
American Express Payments Europe, S.L. (Germany branch), Theodor-Heuss-Allee 112, 60486 Frankfurt am Main, Girimaani, Endagiriro ya web
www.americanexpress.com
Ettabi lya kkampuni eriko obuvunaanyizibwa obutono wansi w’amateeka ga Spain, esangibwa mu Madrid, eyawandiisibwa mu Registro Mercantil de la Provincia de Madrid, Hoja M-664153, Tomo 37236, Folio 20, Spain
American Express Payments Europe, S.L. alina layisinsi okuva mu Banco de España okukola emirimu gy’okusasula okusinziira ku mateeka agakwata ku kuwa empeereza y’okusasula (6883).
okusasula SDK omukozi
(girocard & Ekifo kya terminal: Girimaani, Austria, Switzerland)
VR Payment GmbH, Platz der Republik, 60325 Frankfurt am Main, Girimaani, Endagiriro ya web
www.vr-payment.de
Abagaba Terminal za Classic
VR Payment GmbH, Platz der Republik, 60325 Frankfurt am Main, Girimaani, Endagiriro ya web
www.vr-payment.de
Omuwa empeereza ya network
(Omukago gwa Bulaaya)
wherever SIM GmbH, Steinhöft 9, 20459 Hamburg, Girimaani, Endagiriro ya web
www.whereversim.de
(Amawanga ga S€PA nga Euro nga ssente zaago)
(Ekifo kya terminal: Girimaani, Austria, Switzerland)
(Ekifo kya terminal: Girimaani, Austria, Switzerland)
Ettabi lya kkampuni eriko obuvunaanyizibwa obutono wansi w’amateeka ga Spain, esangibwa mu Madrid, eyawandiisibwa mu Registro Mercantil de la Provincia de Madrid, Hoja M-664153, Tomo 37236, Folio 20, Spain
American Express Payments Europe, S.L. alina layisinsi okuva mu Banco de España okukola emirimu gy’okusasula okusinziira ku mateeka agakwata ku kuwa empeereza y’okusasula (6883).
(girocard & Ekifo kya terminal: Girimaani, Austria, Switzerland)
(Omukago gwa Bulaaya)