lidX - Samun kuɗi a sassauƙa - ba tare da tsayayyen farashi mai gudana ba
Ba abokan cinikin ku na zamani, ƙwarewar biyan kuɗi mara lamba - ba tare da ƙarin kayan aiki ba. Tare da lidX, zaku iya karɓar biyan kuɗin katin kai tsaye ta SoftPOS ko SmartPOS - mai sauƙi, amintacce, kuma shirye don amfani a kowane lokaci. Fa'ida daga matsakaicin sassauci, fayyace lissafin kuɗi, da farashin ƙayyadaddun ƙayyadaddun farashi, yayin da abokan cinikin ku ke biyan kuɗi ta hanyar kati ko wayoyi.
A lidX, muna sauraron ku kuma muna fahimtar bukatun dillalan mu. Tare da abokan aikinmu, mun ƙirƙiri fakiti mai ban sha'awa wanda ya dace musamman ga masana'antu na yanayi da kasuwancin da ke karɓar biyan kuɗi kaɗan kawai.
Amfani:
- Babu kudin tushe na wata-wata
- Babu sabis, haya, ko kuɗin ajiya
- Kuna biya ne kawai lokacin da kasuwancin ku ya buɗe kuma yana samar da tallace-tallace.
Kuma mafi kyau duka: Duk da kawar da kudaden tushe, mu Sharuɗɗan ma'amala galibi suna da ƙasa da ƙasa fiye da na masu fafatawa da yawa.
🔍 Duba da kanku - yana da daraja kwatanta!
Mu Sauka Zuwa Kasuwanci
~ Bayar ~
- A'a Kuɗin Tushen Wata-wata
- A'a Kudin shekara
- A'a Sabis, Hayar, Lasisi, ko Kuɗin Ajiya
- Yarjejeniya ɗaya tare da Mabambantan Adadin na'urori – Za'a iya Shigarwa Kai tsaye akan Tashoshin Waiter ℹ
- A'a Kudaden Canja wurin / Cire
- Kullum, mako-mako ko kowane wata Janyewa¹
- Babu Janyewa Mafi qarancin sayan - ba kowane wata ko na shekara ba
- 0,22 % Girocard (EC Card) kudin aiki (ragi)²
- 0,59 % Kudin sarrafa katin zare kudi (rangwame)³
- Debit Mastercard
- Maestro
- Visa Debit
- Visa Electron
- V Pay
- Hakanan ta hanyar walat ɗin dijital kamar Apple Pay, Google Pay, da sauransu.⁴
- 0,05 € Farashin ma'amala mai fa'ida⁵
- Debit Mastercard
- Maestro
- Visa Debit
- Visa Electron
- V Pay
- Hakanan ta hanyar walat ɗin dijital kamar Apple Pay, Google Pay, da sauransu.⁴
- 0,99 % Kudin sarrafa katin kiredit (rangwame)⁶
- Diners Club
- Discover
- JCB
- Mastercard
- Union Pay
- Visa
- Hakanan ta hanyar walat ɗin dijital kamar Apple Pay, Google Pay, da sauransu.⁴
- American Express Yarjejeniyar mutum ɗaya⁷
- 0,05 € Farashin ma'amala mai fa'ida⁵
- Diners Club
- Discover
- JCB
- Mastercard
- Union Pay
- Visa
- Hakanan ta hanyar walat ɗin dijital kamar Apple Pay, Google Pay, da sauransu.⁴
- Taimako ga masu yawa madadin hanyoyin biyan kuɗi (APMs)⁸ ℹ
- Taimako ga daban-daban Ayyukan tip⁹
- Taimako don Cashback (cire tsabar kudi)¹⁰
- Duk ayyukan katin Tallafawa¹¹
- Kyauta Lamba Tasha ID (cTerminal ID) ℹ
- Kyauta Haɗin rajistar kuɗi (ZVT, O.P.I., Rest API)¹²
- da sauran su ayyuka kyauta a cikin lidX app
- Samuwar ya dogara da ƙasar rajistar kamfanin ku
- 9,90 € Kudin wakili¹³
- 9,90 € Kudin saiti¹⁴
- Ware wasu masana'antu¹⁵
Yanzu katunan suna kan tebur
~ Buga mai kyau ~
Gabaɗaya
- An fassara wannan shafin ta atomatik. Da fatan za a lura cewa idan aka sami sabani na doka, kawai sigar Jamusanci na wannan rukunin yanar gizon/takardar ta shafi.
- Waɗannan gidajen yanar gizon, tashar yanar gizo da tayi, bayanai, samfura da sabis ɗin da ke ƙunshe a ciki ba a yi niyya ga masu siye ba a cikin ma'anar § 13 BGB, amma gabaɗaya kawai a cibiyoyi, ƙungiyoyi, hukumomi, kamfanoni, kulake da yan kasuwa (a cikin ma'anar § 14 BGB).
- Abokin kwangilar ya tabbatar da cewa su ɗan kasuwa ne a cikin ma'anar Dokar Kasuwancin Jamus (HGB), wata ƙungiya ta doka a ƙarƙashin dokar jama'a, ko asusu na musamman a ƙarƙashin dokar jama'a.
- Ba duk tayi ba, ayyuka da samfura ana samunsu a duk ƙasashe, kasuwanni da duk masana'antu.
- Dokar Jamus ta shafi, ban da Yarjejeniyar Majalisar Dinkin Duniya kan kwangilar siyar da kayayyaki ta duniya.
- Mai zuwa ya shafi duk ayyuka da kwangiloli da ke cikin iyakokin wannan tayin: Keɓantaccen wurin ikon duk takaddamar da ta taso daga ko dangane da kwangilar dillalan ita ce ofishin rajista na mai bada ko mai bada sabis na biyan kuɗi.
- Duk farashin da aka nakalto sun keɓanta da ƙarin harajin da ya dace na doka. Adadin kuɗin ya dogara da wurin da tashar da aka yi amfani da ita (na gida = Tarayyar Jamus; Ƙasashen EU; Ƙasashen da ba EU ba). Idan ana cajin kuɗi don ayyukan da aka keɓe daga harajin ƙima a ƙarƙashin ƙa'idodin doka (misali, wasu sabis na biyan kuɗi bisa ga Sashe na 4 No. 8 na Dokar Ƙara Harajin Ƙimar ta Jamus), za a ba da daftarin keɓe daga haraji mai ƙima.
- Wannan tayin yana ƙarƙashin canji kuma mara ɗauri. Ana kammala kwangilar ɗaurin doka ne kawai da zarar ɓangarori biyu suka sanya hannu a kan ƙananan kwangilolin a rubuce. Har sai lokacin, babu haƙƙin bayarwa, sabis, ko farashi.
- An ƙaddamar da kwangiloli bisa amincewar masu samarwa da kuma jarrabawar masana'antu, da nufin yin amfani da karɓar biyan kuɗi, ƙimar bashi, da sauran ma'auni masu dacewa na dan kasuwa. Mai shiga tsakani ba shi da alhakin idan ba a gama kwangilar ba ko kuma idan ba a iya samar da ayyukan da aka yarda ba.
Bayanan kafa
¹ Biyan kuɗi na yau da kullun, mako-mako, ko kowane wata
- Biyan kuɗin shiga da aka samu ta hanyar ma'amalar katin ga ɗan kasuwa ana yin shi a ƙayyadaddun tazara daidai da yarjejeniyar da aka kulla tare da mai ba da sabis na biyan kuɗi. Ana samun tazarar biyan kuɗi gabaɗaya: yau da kullun, mako-mako, ko kowane wata.
- A aikace, biyan kuɗi na mako-mako ya zama ma'auni. Wannan yana ba da damar sarrafa ma'amalar kasuwanci yadda ya kamata, kamar yadda ake ƙididdige kudaden shiga da yawa, don haka rage ƙoƙarin lissafin kuɗi. Bisa ga tanadi na Ƙididdigar Ƙididdigar Ƙididdigar Jamus (AO), musamman ma ka'idodin lissafin da ya dace (§§ 146 et seq. AO), ana buƙatar rikodi na yau da kullum, rikodi na lokaci da takardun kasuwanci. Tazarar biyan kuɗi na mako-mako gabaɗaya ya dace da wannan buƙatu kuma yana sauƙaƙe ingantaccen lissafin kuɗi.
- Biyan kuɗi na yau da kullun ana bayarwa gabaɗaya ga yan kasuwa waɗanda ke da babban adadin ma'amala ko buƙatun kuɗi na musamman. Ya kamata a lura cewa biyan kuɗi na yau da kullun yana haifar da haɓaka ƙoƙarin lissafin kuɗi sosai, saboda kowane biyan kuɗi mai shigowa dole ne a lissafta shi daban-daban.
- Biyan kuɗi na wata-wata na iya dacewa da ƴan kasuwa masu ƙarancin tallace-tallace ko buƙatun ƙungiyoyi na musamman, amma yana haifar da jinkirin samar da ruwa daidai.
- Takamaiman tazarar biyan kuɗi yana ƙarƙashin yarjejeniya tare da mai bada sabis na biyan kuɗi kuma yana iya bambanta dangane da ƙimar haɗari, cancantar ƙima, da masana'antu. Babu haƙƙin takamaiman tazarar biyan kuɗi.
² Girocard (EC Card) kudin aiki (ragi)
- Girocard tsarin biyan kuɗi ne daga bankunan Jamus da bankunan ajiya kuma yana ɗaya daga cikin hanyoyin biyan kuɗi marasa kuɗi da aka fi amfani da su a Jamus. Karɓar waɗannan katunan gabaɗaya ya ƙunshi ƙarancin kuɗi kaɗan ga 'yan kasuwa.
- Da fatan za a kula:
- Biyan kuɗi tare da girocard za a iya sarrafa shi a cikin Yuro (€).
- Dan kasuwa yana da alhakin yin lissafin samfuransa da/ko ayyukansa a cikin Yuro.
- Ana buƙatar asusun Yuro mai kunna S€PA don biyan ma'amaloli.
- Girocard ba ya bambanta tsakanin mabukaci da katunan kamfani/kasuwanci. Kudin sarrafawa (rangwame) ya dogara ne kawai akan ofishin mai rijista na ɗan kasuwa ko wurin tashar da aka yi amfani da shi kuma a halin yanzu yana kamar haka:
- 0,22 % Kudin sarrafawa (rangwame) ga 'yan kasuwa bisa Jamus
- 0,23 % Kudin sarrafawa (rangwame) ga yan kasuwa a cikin Tarayyar Turai
- 0,33 % Kudin sarrafawa (rangwame) ga 'yan kasuwa a cikin ƙasashen da ke wajen Tarayyar Turai
- Lura:
Kudaden da aka bayyana suna ƙarƙashin rajistan kiredit na mutum ɗaya da amincewar mai bada sabis na biyan kuɗi. Canje-canje saboda buƙatun doka ko buƙatun bankunan da ke ba da kati sun kasance cikin tanadi.
³ Kudin sarrafa katin zare kudi (rangwame)
- Kudin sarrafawa (rangwame) na katunan zare kudi shine 0.59% kuma yana rufe sarrafa katunan mabukaci da aka bayar a cikin Tarayyar Turai ta cibiyoyin bashi da ke cikin EU (wanda ake kira katunan mabukaci).
- Don ma'amala tare da katunan da aka bayar a wajen Tarayyar Turai, da kuma katunan da ba na EU ba, don katunan kasuwanci / katunan kamfanoni, da sauran nau'ikan samfuran katin, ana cajin ƙarin kuɗin sarrafawa (ragi) na + 1.50%.
- Dokokin da suka dace da buƙatun kamfanonin katin (misali, Visa, Mastercard) sun zama tilas. Mai ba da sabis na biyan kuɗi ba shi da wani tasiri a kan abun ciki da canje-canje; don haka ana la'akari da waɗannan ginshiƙan kai tsaye don aiwatar da kwangilar.
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⁴ Hakanan ta hanyar walat ɗin dijital kamar Apple Pay, Google Pay, da sauransu.
- Ma'amaloli da aka fara ta hanyar walat ɗin dijital (misali, Apple Pay, Google Pay, ko ayyuka makamantan su) ana sarrafa su ta fasaha azaman biyan kuɗi na katin. Wallet ɗin yana aiki kawai azaman wakilcin dijital na katin biyan kuɗi na zahiri ko na zahiri da aka adana a ciki.
- Yin aiki da biyan kuɗin waɗannan biyan kuɗi yana ƙarƙashin sharuɗɗa da sharuɗɗan katin ajiya daban-daban (misali, girocard, Debit Mastercard, Visa Debit, katin kiredit). 'Yan kasuwa suna ƙarƙashin kuɗaɗen sarrafawa iri ɗaya da sharuɗɗan kwangila kamar na katin da aka yi amfani da su kai tsaye, saboda walat ɗin kanta ba hanya ce ta daban ta biyan kuɗi ba.
- Koyaya, akwai ƙuntatawa waɗanda zasu iya tasowa daga nau'in katin da aka ajiye:
- Ba kowane kati ba ne za a iya adanawa kuma a yi amfani da shi a cikin kowane walat (misali, ya danganta da bankin bayar da katin, kamfanin katin, ko amincewar yanki).
- Ma'amaloli ta hanyar walat ɗin ba zai yiwu ba ne kawai a cikin waɗancan yankuna da kuɗaɗe waɗanda kamfanonin katin da mai ba da walat suka ba da izini.
- Mai ciniki ba zai lura da kowane bambance-bambance a cikin sarrafawa ko sharewa ba; ƙuntatawa sun shafi mai katin ne kawai.
- Canje-canje ko ƙuntatawa daga masu samar da walat ko kamfanonin kati (misali, ƙuntatawa akan wasu shirye-shiryen katin ko masana'antu) sun wuce ikon mai bada sabis na biyan kuɗi da mai shiga tsakani.
⁵ Farashin ma'amala mai fa'ida
- Ga kowane ma'amalar katin - ba tare da la'akari da hanyar farawa ba (misali, katin jiki, amfani mara amfani ta hanyar NFC, ko walat ɗin dijital kamar Apple Pay, Google Pay, da sauransu) - ana cajin kuɗin ma'amala mai fa'ida na € 0.05 kowace ma'amala.
- Har ila yau, kuɗin ya shafi ma'amalolin da ba su yi nasara ba (misali, ma'amalar biyan kuɗi da aka soke, biyan kuɗin da mai katin ko ɗan kasuwa ya soke, kurakuran fasaha, gazawar izini, ko ƙi biyan kuɗi). Wannan ya zama dole saboda a cikin waɗannan lokuta, ana aiwatar da aiki ta hanyar tsarin masu ba da sabis na biyan kuɗi, masu gudanar da cibiyar sadarwa, da/ko kamfanonin kati, kuma ana haifar da farashi daidai.
⁶ Kudin sarrafa katin kiredit (rangwame)
- Kudin sarrafawa (rangwame) na katunan kuɗi shine 0.99% kuma yana rufe sarrafa katunan mabukaci da aka bayar a cikin Tarayyar Turai ta cibiyoyin bashi da ke cikin EU (wanda ake kira katunan mabukaci).
- Don ma'amaloli tare da katunan da aka bayar a wajen Tarayyar Turai, da kuma katunan da ba bankunan EU ba, don katunan kasuwanci / katunan kamfanoni, da sauran nau'ikan samfuran katin, ƙarin kuɗin sarrafawa (ragi) na + 1.50% za a caji.
- Dole ne a kiyaye ƙa'idodin da suka dace da buƙatun kamfanonin katin (misali, Visa, Mastercard). Mai ba da sabis na biyan kuɗi ba shi da wani tasiri a kan abun ciki da canje-canje; don haka ana la'akari da waɗannan ginshiƙan kai tsaye don aiwatar da kwangilar.
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⁷ American Express Yarjejeniyar mutum ɗaya
- Don karɓar hanyoyin biyan kuɗi na American Express, ana buƙatar ƙarshen yarjejeniyar yarda daban tare da American Express. Za mu yi farin cikin shirya muku wannan yarjejeniya - idan kuna so.
- An shirya tayin kwangilar daga American Express daban-daban dangane da bayanan kamfani daban-daban kuma yana buƙatar amincewa daga American Express.
- Ayyukan fasaha na ma'amalar katin yana kama da sauran hanyoyin biyan kuɗi; duk da haka, biyan kuɗi ga ɗan kasuwa ana yin shi kai tsaye ta hanyar American Express.
- American Express yana ɗaya daga cikin ƙungiyoyin katin da aka kafa na duniya tare da babban kuɗin kashewa da sansanonin abokin ciniki. Yawancin masu riƙe katin sun fi son wannan hanyar biyan kuɗi, wanda zai iya yin tasiri mai kyau akan gamsuwar abokin ciniki da yuwuwar siyar da ɗan kasuwa.
- Bugu da ƙari, American Express, tare da haɗin gwiwar PAYBACK, yana ba da katin kyauta na American Express PAYBACK, wanda ke ƙara karuwa (duba www.payback.de/info/american-express).
⁸ Taimako don hanyoyin biyan kuɗi da yawa (APMs)
- lidX app, tare da haɗin gwiwar masu ba da sabis na biyan kuɗi daban-daban, suna goyan bayan hanyoyin biyan kuɗi fiye da 500 (APMs) a duk duniya. Lura cewa samuwar APMs ɗaya ya dogara da takamaiman yanayin lasisi na ƙasa, yanayin kasuwa, da takamaiman buƙatun masana'antu. Saboda haka, yin amfani da duk APMs ba zai yiwu ba a kowace ƙasa, kowace kasuwa, ko ga kowace masana'antu.
- A cikin iyakar wannan tayin, muna ba ku mafi yawan APMs. Idan kuna sha'awar wasu hanyoyin biyan kuɗi da ba a jera su a nan ba, da fatan za a tuntuɓe mu - za mu yi farin cikin bincika samuwa akan kowane hali.
- Takamaiman tayin, ma'anar sharuɗɗa da sharuɗɗa, da tsarin kwangila ana sarrafa su ta musamman ta mai bada sabis na biyan kuɗi. Za mu shirya wannan kuma mu tura muku takaddun da suka dace don dubawa kuma, idan ya cancanta, don kammalawa.
⁹ Taimako don ayyuka daban-daban na tipping
- Aikace-aikacen lidX yana ba da ayyuka daban-daban don nasihun yin rikodi, gami da: babu tip, shigarwar tip na hannu, ƙididdige ƙididdige ƙididdigewa, "smart tip", ayyuka na zagaye, da zaɓuɓɓukan haɗaka kamar "smart tip with round up".
- A matsayinka na ɗan kasuwa, kana da zaɓi na zaɓi da gwada zaɓin tipping ɗin da ya fi dacewa da kasuwancinka, da daidaitawa ko canza shi da kanka a kowane lokaci. Da fatan za a lura cewa kunnawa da amfani da ayyukan tipping yana ƙarƙashin ƙa'idodin doka da haraji, bin wanda ke da alhakin ɗan kasuwa.
¹⁰ Taimako don cashback (biyan kuɗi)
- lidX app yana goyan bayan aikin "cashback" (biyan kuɗi ga mai riƙe da kati azaman ɓangare na siya).
- Ana sarrafa tanadin fasaha da kunna wannan aikin ta hanyar mai bada sabis na biyan kuɗi na musamman.
- Amfani da aikin cashback don haka yana buƙatar yarjejeniya ta daban tsakanin ɗan kasuwa da mai bada sabis na biyan kuɗi. Babu haƙƙin kunnawa ko amfani.
¹¹ Ana goyan bayan duk ayyukan katin (yi ajiya, sokewa, ƙira)
- lidX app gabaɗaya yana goyan bayan duk ayyukan biyan kuɗi waɗanda aka samar da su ta hanyar fasaha tsakanin iyakokin hanyoyin biyan kuɗi da kuma ta hanyar mai bada sabis na biyan kuɗi.
- Ta hanyar tsoho, wannan ya haɗa da yin rajista, sokewa, da ayyukan ƙirƙira.
- Sauran ayyukan biyan kuɗi - kamar izini kafin izini (ajiye), kamawa, maida kuɗi na ɗan lokaci, ko ayyukan ci gaba masu kama - ana samun goyan bayan fasaha ta lidX app, amma ba koyaushe ana samun su daga mai bada sabis na biyan kuɗi, hanyar biyan kuɗi, ko tsarin biyan kuɗi.
- Yin amfani da irin waɗannan ayyukan biyan kuɗi na iya buƙatar wata yarjejeniya ta daban tare da mai bada sabis na biyan kuɗi.
- Sharuɗɗan kwangila da sharuɗɗa na mai bada sabis na biyan kuɗi, da kuma ƙa'idodi da buƙatun kamfanonin katin da masu samar da hanyar biyan kuɗi, suna aiki ne kawai.
¹² Haɗin rajistar tsabar kuɗi kyauta (ZVT, O.P.I., API Rest)
- Wasu ƙa'idodin rijistar tsabar kuɗi don haɗawa da rijistar tsabar kuɗi na lantarki an haɗa su cikin app ɗin lidX. Ana iya amfani da waɗannan ka'idoji kyauta ga ɗan kasuwa.
- Kamar yadda waɗannan mu'amala na ɓangare na uku ne na mallakar mallaka, ba mu ɗaukar wani garanti ko alhaki don ayyukansu, cikawa, dacewa, ko daidaito da cikar bayanan da aka watsa.
- Dan kasuwa ya yarda da cewa idan akwai matsala ko rashin samun ka'idojin rajistar tsabar kudi, babu wani da'awar diyya, musamman na asarar kasuwanci ko riba.
¹³ Kudin wakili
- Ana cajin kuɗin dillali na lokaci ɗaya don shirye-shiryen tayi, aiwatar da hanyoyin tantancewa da tabbatarwa bisa doka (KYC, rajistan kuɗi), da kuma shirye-shiryen takaddun kwangila.
Wannan kuɗin yana faruwa ne bayan ƙaddamar da oda ta hanyar fom ɗin kan layi.
- An yi watsi da kuɗin hukumar don odar da aka gabatar a yayin bikin kasuwanci na NRF'25 da DMEXCO'25 daga 16 zuwa 19 ga Satumba, 2025.
- Ana cajin kuɗaɗen da aka ambata ba tare da biyan kuɗin da ake yi na ayyukan da aka amince da su ba kuma za a biya su ban da su.
¹⁴ Kudin saiti
- Ana cajin kuɗin saitin lokaci ɗaya na kowace na'ura don saitin fasaha da gudanarwa na kwangilar.
- An yi watsi da kuɗin saitin don umarni da aka ƙaddamar yayin bukin ciniki na NRF'25 da DMEXCO'25 daga 16 zuwa 19 ga Satumba, 2025.
- Ana cajin kuɗaɗen da aka ambata ba tare da biyan kuɗin da ake yi na ayyukan da aka amince da su ba kuma za a biya su ban da su.
¹⁵ An cire wasu masana'antu
- 1. Ba bisa ka'ida ba ko matsala mai matsala
- Narcotics, kayayyakin cannabis, kayan maye
- Makamai, kayan aikin makami, harsashi
- Abubuwan jiki na sirri (misali, gabobi)
- Labarin batsa na yara, laifi, abun ciki na tashin hankali, fataucin mutane
- Takardun karya, ID na karya, makarantun bogi
- Cyberlockers, raba fayil tare da abun ciki mai yuwuwa ba bisa doka ba
- 2. Cin haƙƙin mallaka na hankali / haƙƙin mallaka
- Jabu, kwafin da aka yi fashi, yawo ba bisa ka'ida ba
- Kayayyakin da ke da babban haɗarin dawo da caji kamar ƙarin garanti
- 3. Ayyukan haɗari na kuɗi
- Gyaran kiredit/kiredit, sake fasalin bashi, shawarwarin bashi, da sauransu.
- Canje-canjen kuɗi, sabis na biyan kuɗi, agogo mai kama-da-wane (sau da yawa ana kiransa "kuɗi-cash")
- Wakilan biyan kuɗi, masu samarwa na ɓangare na uku, masu tara wuraren kasuwa
- 4. Caca, caca & caca
- Yin fare akan layi, caca, sweepstakes Scope for Crime
- 5. Ayyukan Batsa & Lalata
- Labarin Batsa, Hidimar Rakiya, Salon Soyayya
- 6. Samfuran Kasuwancin Haɗari
- Hukumomin hawan jirgi (misali, Jiragen sama, Cruises)
- Rarraba lokaci
- Hukumomin balaguro
- Dillalan Gidaje
- 7. Ayyukan da suka danganci Lafiya
- Magunguna, Magungunan Kan layi, Telemedicine
- Kayayyakin Asarar Nauyi tare da Alƙawura masu banƙyama
- 8. Tallan Kai tsaye & Tarkon Biyan Kuɗi
- Biyan kuɗi "Maɓalli mara kyau" ("Gwaji na Kyauta, Sabuntawa ta atomatik")
- Cibiyar Kira Push Sales, Spam, Telephony
- Tallace-tallacen Multilevel (MLM) & Tallan hanyar sadarwa
- 9. Karancin La'akari da Kayayyaki
- Sabis ba tare da Tabbataccen Ƙarin Ƙimar (Sabis ɗin Mara Amfani)
- Shirye-shiryen "Samun wadatar-da sauri", Tsarin Dala
- 10. Kasuwancin Taba
- Musamman tallace-tallacen sigari na kan layi da ruwan sigari na e-cigare
- 11. Kayayyakin Magunguna tare da Ƙuntatawa
- Magungunan kan layi ba tare da lasisi ba
- Magungunan magani
- Kariyar abinci tare da da'awar warkarwa
- 12. Kungiyoyin siyasa ko na doka
- Jam'iyyu
- Kungiyoyin addini
- Ƙungiyoyi masu zaman kansu masu haɗarin takunkumi
- Ba da gudummawa ba tare da tabbacin matsayin rashin riba ba
- 13. Gidajen abinci masu haɗari
- Shisha mashaya
- Kulake, mashaya, wuraren shakatawa na dare, wuraren shakatawa
- 14. Sauran masana'antu masu haɗari
- Shagunan pawn
- Dillalan mota da aka yi amfani da su (musamman waɗanda ke mai da hankali kan biyan kuɗi)
- Kasuwancin ƙarfe mai daraja (zinari, azurfa, siyan kayan ado)
- Cibiyoyin kira tare da tallace-tallacen tarho (talhohin)
- Ayyukan yawo/zazzagewa tare da haƙƙin mallaka
- Lura:
Jerin da ke sama na masana'antu da ayyukan da aka keɓe ba su ƙarewa ba. An yi niyya ne kawai a matsayin jagora na gaba ɗaya. Karɓar ƙarshe da kafa karɓar biyan kuɗi yana ƙarƙashin bita na mutum ɗaya ta masu samarwa da masu ba da sabis na biyan kuɗi. Babu wani haƙƙin ƙaddamar da kwangila ko samar da ayyuka.
- Biyan kuɗi tare da girocard za a iya sarrafa shi a cikin Yuro (€).
- Dan kasuwa yana da alhakin yin lissafin samfuransa da/ko ayyukansa a cikin Yuro.
- Ana buƙatar asusun Yuro mai kunna S€PA don biyan ma'amaloli.
- 0,22 % Kudin sarrafawa (rangwame) ga 'yan kasuwa bisa Jamus
- 0,23 % Kudin sarrafawa (rangwame) ga yan kasuwa a cikin Tarayyar Turai
- 0,33 % Kudin sarrafawa (rangwame) ga 'yan kasuwa a cikin ƙasashen da ke wajen Tarayyar Turai
Kudaden da aka bayyana suna ƙarƙashin rajistan kiredit na mutum ɗaya da amincewar mai bada sabis na biyan kuɗi. Canje-canje saboda buƙatun doka ko buƙatun bankunan da ke ba da kati sun kasance cikin tanadi.
- Ba kowane kati ba ne za a iya adanawa kuma a yi amfani da shi a cikin kowane walat (misali, ya danganta da bankin bayar da katin, kamfanin katin, ko amincewar yanki).
- Ma'amaloli ta hanyar walat ɗin ba zai yiwu ba ne kawai a cikin waɗancan yankuna da kuɗaɗe waɗanda kamfanonin katin da mai ba da walat suka ba da izini.
- Mai ciniki ba zai lura da kowane bambance-bambance a cikin sarrafawa ko sharewa ba; ƙuntatawa sun shafi mai katin ne kawai.
- Canje-canje ko ƙuntatawa daga masu samar da walat ko kamfanonin kati (misali, ƙuntatawa akan wasu shirye-shiryen katin ko masana'antu) sun wuce ikon mai bada sabis na biyan kuɗi da mai shiga tsakani.
- Narcotics, kayayyakin cannabis, kayan maye
- Makamai, kayan aikin makami, harsashi
- Abubuwan jiki na sirri (misali, gabobi)
- Labarin batsa na yara, laifi, abun ciki na tashin hankali, fataucin mutane
- Takardun karya, ID na karya, makarantun bogi
- Cyberlockers, raba fayil tare da abun ciki mai yuwuwa ba bisa doka ba
- Jabu, kwafin da aka yi fashi, yawo ba bisa ka'ida ba
- Kayayyakin da ke da babban haɗarin dawo da caji kamar ƙarin garanti
- Gyaran kiredit/kiredit, sake fasalin bashi, shawarwarin bashi, da sauransu.
- Canje-canjen kuɗi, sabis na biyan kuɗi, agogo mai kama-da-wane (sau da yawa ana kiransa "kuɗi-cash")
- Wakilan biyan kuɗi, masu samarwa na ɓangare na uku, masu tara wuraren kasuwa
- Yin fare akan layi, caca, sweepstakes Scope for Crime
- Labarin Batsa, Hidimar Rakiya, Salon Soyayya
- Hukumomin hawan jirgi (misali, Jiragen sama, Cruises)
- Rarraba lokaci
- Hukumomin balaguro
- Dillalan Gidaje
- Magunguna, Magungunan Kan layi, Telemedicine
- Kayayyakin Asarar Nauyi tare da Alƙawura masu banƙyama
- Biyan kuɗi "Maɓalli mara kyau" ("Gwaji na Kyauta, Sabuntawa ta atomatik")
- Cibiyar Kira Push Sales, Spam, Telephony
- Tallace-tallacen Multilevel (MLM) & Tallan hanyar sadarwa
- Sabis ba tare da Tabbataccen Ƙarin Ƙimar (Sabis ɗin Mara Amfani)
- Shirye-shiryen "Samun wadatar-da sauri", Tsarin Dala
- Musamman tallace-tallacen sigari na kan layi da ruwan sigari na e-cigare
- Magungunan kan layi ba tare da lasisi ba
- Magungunan magani
- Kariyar abinci tare da da'awar warkarwa
- Jam'iyyu
- Kungiyoyin addini
- Ƙungiyoyi masu zaman kansu masu haɗarin takunkumi
- Ba da gudummawa ba tare da tabbacin matsayin rashin riba ba
- Shisha mashaya
- Kulake, mashaya, wuraren shakatawa na dare, wuraren shakatawa
- Shagunan pawn
- Dillalan mota da aka yi amfani da su (musamman waɗanda ke mai da hankali kan biyan kuɗi)
- Kasuwancin ƙarfe mai daraja (zinari, azurfa, siyan kayan ado)
- Cibiyoyin kira tare da tallace-tallacen tarho (talhohin)
- Ayyukan yawo/zazzagewa tare da haƙƙin mallaka
Jerin da ke sama na masana'antu da ayyukan da aka keɓe ba su ƙarewa ba. An yi niyya ne kawai a matsayin jagora na gaba ɗaya. Karɓar ƙarshe da kafa karɓar biyan kuɗi yana ƙarƙashin bita na mutum ɗaya ta masu samarwa da masu ba da sabis na biyan kuɗi. Babu wani haƙƙin ƙaddamar da kwangila ko samar da ayyuka.
Wa ke bayansa?
~ Masu bayarwa ~
Wakilai & lidX App
NetManagement GmbH, Ludwig-Erhard-Str. 18, 20459 Hamburg, Jamus, Adireshin yanar gizo
www.lidX.io
Mai ba da sabis na ma'amala
NetManagement GmbH, Ludwig-Erhard-Str. 18, 20459 Hamburg, Jamus, Adireshin yanar gizo
www.NetManagement.net
girocard
(Ƙasashen S€PA tare da Yuro a matsayin kudin su)
VR Payment GmbH, Platz der Republik, 60325 Frankfurt am Main, Jamus, Adireshin yanar gizo
www.vr-payment.de
Katin zare kudi
(Wuri na ƙarshe: Jamus, Austria, Switzerland)
VR Payment GmbH, Platz der Republik, 60325 Frankfurt am Main, Jamus, Adireshin yanar gizo
www.vr-payment.de
Katin bashi
(Wuri na ƙarshe: Jamus, Austria, Switzerland)
VR Payment GmbH, Platz der Republik, 60325 Frankfurt am Main, Jamus, Adireshin yanar gizo
www.vr-payment.de
American Express
American Express Payments Europe, S.L. (Germany branch), Theodor-Heuss-Allee 112, 60486 Frankfurt am Main, Jamus, Adireshin yanar gizo
www.americanexpress.com
Reshe na kamfani mai iyaka a ƙarƙashin dokar Sipaniya, mai tushe a Madrid, rajista a ciki Registro Mercantil de la Provincia de Madrid, Hoja M-664153, Tomo 37236, Folio 20, Spain
American Express Payments Europe, S.L. yana riƙe da lasisi daga Banco de España don ba da sabis na biyan kuɗi daidai da ƙa'idodin samar da sabis na biyan kuɗi (6883).
biya SDK manufacturer
(girocard & Wuri na ƙarshe: Jamus, Austria, Switzerland)
VR Payment GmbH, Platz der Republik, 60325 Frankfurt am Main, Jamus, Adireshin yanar gizo
www.vr-payment.de
Masu Ba da Tashar Jiragen Ruwa ta Gargajiya
VR Payment GmbH, Platz der Republik, 60325 Frankfurt am Main, Jamus, Adireshin yanar gizo
www.vr-payment.de
Mai bada sabis na hanyar sadarwa
(Tarayyar Turai)
wherever SIM GmbH, Steinhöft 9, 20459 Hamburg, Jamus, Adireshin yanar gizo
www.whereversim.de
(Ƙasashen S€PA tare da Yuro a matsayin kudin su)
(Wuri na ƙarshe: Jamus, Austria, Switzerland)
(Wuri na ƙarshe: Jamus, Austria, Switzerland)
Reshe na kamfani mai iyaka a ƙarƙashin dokar Sipaniya, mai tushe a Madrid, rajista a ciki Registro Mercantil de la Provincia de Madrid, Hoja M-664153, Tomo 37236, Folio 20, Spain
American Express Payments Europe, S.L. yana riƙe da lasisi daga Banco de España don ba da sabis na biyan kuɗi daidai da ƙa'idodin samar da sabis na biyan kuɗi (6883).
(girocard & Wuri na ƙarshe: Jamus, Austria, Switzerland)
(Tarayyar Turai)