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lidX - Lipirani mosavuta - popanda ndalama zokhazikika

Apatseni makasitomala anu kulipira kwamakono, popanda kulumikizana - popanda zida zina zowonjezera. Ndi lidX, mutha kulandira malipiro a khadi mwachindunji kudzera pa SoftPOS kapena SmartPOS - yosavuta, yotetezeka, ndi yokonzeka kugwiritsidwa ntchito nthawi iliyonse. Pindulani ndi kusinthasintha kwakukulu, kubweza zowonekera, ndi ziro zotsika mtengo, pomwe makasitomala anu amalipira mosavuta ndi khadi kapena foni yam'manja.
Pa lidX, timakumvetserani ndikumvetsetsa zosowa za ogulitsa athu. Pamodzi ndi anzathu, tapanga phukusi lowoneka bwino lomwe ndi loyenera makamaka kwa mafakitale ndi mabizinesi omwe amangolandira ndalama zopanda ndalama nthawi ndi nthawi.

Ubwino:

  • Palibe chindapusa cha mwezi uliwonse
  • Palibe zolipira, zobwereketsa, kapena zolipiritsa
  • Mumalipira kokha pamene bizinesi yanu ili yotseguka ndikupanga malonda.
Ndipo koposa zonse: Ngakhale kuchotsedwa kwa ndalama zoyambira, yathu mawu amgwirizano nthawi zambiri amakhala otsika kwambiri kuposa omwe amapikisana nawo ambiri.

🔍 Dziwoneni nokha - m'pofunika kufananiza!

lidX Flyer

lidX

Kudziwa Kulipira Kwabwinoko



Tiyeni Titsike Ku Bizinesi
~ Kupereka ~
Nthawi zambiri
  • Ayi Ndalama Zoyambira pamwezi
  • Ayi Ndalama Zapachaka
  • Ayi Service, Rental, License, kapena Deposit Fees
  • Mgwirizano Umodzi Wokhala ndi Nambala Yosiyanasiyana ya Zida – Itha Kukhazikitsidwa Mwachindunji pa Waiter Terminals ℹ
  • Ayi Ndalama Zosamutsa / Kuchotsa
  • Tsiku ndi tsiku, sabata kapena pamwezi Kuchotsa¹
  • Palibe Kubweza Zogula zochepa - osati pamwezi kapena pachaka
Makhadi a Debit
  • 0,22 % chindapusa cha girocard (EC Card) (kuchotsera)²
  • 0,59 % Ndalama zolipirira Khadi la Debit (kuchotsera)³
    • Debit Mastercard
    • Maestro
    • Visa Debit
    • Visa Electron
    • V Pay
    • komanso kudzera m'matumba a digito monga Apple Pay, Google Pay, ndi zina.⁴
  • 0,05 € Mtengo wapakatikati⁵
Makhadi a ngongole
  • 0,99 % Ndalama zolipirira kirediti kadi (kuchotsera)⁶
    • Diners Club
    • Discover
    • JCB
    • Mastercard
    • Union Pay
    • Visa
    • komanso kudzera m'matumba a digito monga Apple Pay, Google Pay, ndi zina.⁴
  • American Express Chigwirizano chaumwini⁷
  • 0,05 € Mtengo wapakatikati⁵
Zowonjezera
  • Thandizo kwa ambiri njira zina zolipirira (APMs)⁸ ℹ
  • Thandizo kwa zosiyanasiyana Tip ntchito⁹
  • Thandizo kwa Kubweza ndalama (kuchotsa ndalama)¹⁰
  • Makhadi onse amagwira ntchito Zothandizidwa¹¹
  • Kwaulere ID ya Nambala Yokwerera (cTerminal ID) ℹ
  • Kwaulere Kulumikiza kaundula wa ndalama (ZVT, O.P.I., Rest API)¹²
  • ndi ena ambiri ntchito zaulere mu Pulogalamu ya lidX
  • Kupezeka kumadalira dziko lomwe kampani yanu idalembetsa
  • 9,90 € Mtengo wa agent¹³
  • 9,90 € Malipiro okhazikitsa¹⁴
  • Kupatulapo mafakitale ena¹⁵


Tsopano makhadi ali patebulo
~ Kusindikiza bwino ~
Nthawi zambiri

  • Tsambali lamasuliridwa. Chonde dziwani kuti pakagwa mkangano pazamalamulo, ndi mtundu wovomerezeka wa Chijeremani wokha wa tsambali/chikalatachi ndi chomwe chikugwira ntchito.
  • Mawebusayiti awa, ma portal ndi zopereka, zidziwitso, zogulitsa ndi ntchito zomwe zili mmenemo sizolinga kwa ogula malinga ndi tanthauzo la § 13 BGB, koma nthawi zambiri kumabungwe, mabungwe, maulamuliro, makampani, makalabu ndi amalonda (mu tanthauzo la § 14 BGB).
  • Wogwira nawo ntchitoyo amatsimikizira kuti ndi amalonda mkati mwa tanthauzo la German Commercial Code (HGB), bungwe lovomerezeka pansi pa malamulo aboma, kapena thumba lapadera pansi pa malamulo aboma.
  • Sizopereka zonse, mautumiki ndi zinthu zomwe zimapezeka m'maiko onse, m'misika ndi m'mafakitale onse.
  • Lamulo la Germany likugwira ntchito, kupatula Mgwirizano wa UN pa Mapangano Ogulitsa Katundu Padziko Lonse.
  • Zotsatirazi zikugwira ntchito ku mautumiki onse ndi makontrakitala omwe ali mkati mwazopereka izi: Malo okhawo omwe amalamulira mikangano yonse yomwe imachokera kapena yokhudzana ndi mapangano omwe adalumikizidwa ndi ofesi yolembetsedwa ya wopereka kapena wopereka chithandizo.
  • Mitengo yonse yomwe yatchulidwa ikuphatikiza msonkho wowonjezera wamtengo wapatali. Kuchuluka kwa ndalamazo kumadalira malo ogwiritsira ntchito (zanyumba = Federal Republic of Germany; mayiko a EU; mayiko omwe si a EU). Ngati malipiro amaperekedwa pazantchito zomwe sizikuperekedwa ku msonkho wowonjezera mtengo pansi pa malamulo ovomerezeka (monga ntchito zina zolipirira motsatira Gawo 4 No. 8 la Germany Value-Added Tax Act), invoyisi idzatulutsidwa ku msonkho wowonjezera mtengo.
  • Izi zitha kusintha ndipo sizimangiriridwa. Mgwirizano womangirira mwalamulo umatha pokhapokha mapangano ang'onoang'ono asainidwa ndi onse awiri. Mpaka nthawi imeneyo, palibe ufulu wopereka, chithandizo, kapena mitengo.
  • Makontrakitala amamalizidwa malinga ndi chivomerezo cha omwe akukhudzidwawo ndi kuunika kwamakampaniwo, momwe angagwiritsire ntchito kuvomereza kolipira, kuyenera kwangongole, ndi njira zina zoyenera zamalonda. Mkhalapakati alibe mlandu ngati mapanganowo sanamalizidwe kapena ngati ntchito zomwe mwagwirizana sizingaperekedwe.

Mawu a M'munsi

¹ Malipiro atsiku ndi tsiku, mlungu uliwonse, kapena mwezi uliwonse
  • Malipiro a ndalama zomwe amapeza kudzera muzochita zamakadi kupita kwa wamalonda amapangidwa pakanthawi kochepa malinga ndi mgwirizano womwe waperekedwa ndi wopereka chithandizo. Nthawi zolipirira zotsatirazi zimapezeka: tsiku lililonse, mlungu uliwonse, kapena mwezi uliwonse.
  • M'zochita, zolipira mlungu uliwonse zakhala muyezo. Izi zimathandizira kukonza bwino mabizinesi, chifukwa ndalama zomwe amapeza zimawerengedwa mochulukira, motero kuchepetsa kuwerengera ndalama. Malinga ndi zomwe zili mu German Fiscal Code (AO), makamaka mfundo zowerengera bwino (§§ 146 et seq. AO), kujambula nthawi zonse, panthawi yake komanso zolemba zamalonda ndizofunikira. Nthawi yolipira mlungu uliwonse imakwaniritsa zofunikira izi ndipo imathandizira kwambiri kuwerengera ndalama.
  • Malipiro atsiku ndi tsiku amangoperekedwa kwa amalonda okhawo omwe ali ndi ma voliyumu okwera kwambiri kapena zofunikira zapadera. Ndikoyenera kudziwa kuti malipiro a tsiku ndi tsiku amachititsa kuti pakhale kuwonjezeka kwakukulu kwa ndalama, chifukwa malipiro omwe akubwera ayenera kuwerengedwa payekha.
  • Kulipira pamwezi kungakhale koyenera kwa amalonda omwe ali ndi malonda otsika kapena zofunikira zapadera za bungwe, koma zimabweretsa kuchedwetsedwa kwa ndalama.
  • Nthawi yolipirayo imayenera kuvomerezana ndi omwe amapereka chithandizo ndipo imatha kusiyanasiyana kutengera chiwopsezo, kuyenerera ngongole, komanso makampani. Palibe ufulu wopeza nthawi yolipira.

² chindapusa cha girocard (EC Card) (kuchotsera)
  • Girocard ndi njira yolipira yoperekedwa ndi mabanki aku Germany ndi mabanki osungira ndalama ndipo ndi imodzi mwa njira zolipirira ndalama zomwe zimagwiritsidwa ntchito kwambiri ku Germany. Kulandira makhadiwa nthawi zambiri kumakhala ndi chindapusa chotsika kwa amalonda.
  • Chonde dziwani:
    • Malipiro okhala ndi girocard amatha kusinthidwa mu euro (€).
    • Wogulitsa ali ndi udindo wopereka invoice zogulitsa ndi/kapena ntchito zake mu mayuro.
    • Akaunti ya euro yothandizidwa ndi S€PA ndiyofunikira kuti mulipire zomwe zachitika.
  • Girocard samasiyanitsa pakati pa ogula ndi makhadi amakampani / abizinesi. Ndalama zolipirira (kuchotsera) zimatengera ofesi yolembetsedwa ya wamalondayo kapena malo pomwe malo ofikira amagwiritsidwa ntchito ndipo pano ndi motere:
    • 0,22 % Ndalama zolipirira (kuchotsera) kwa amalonda okhala mu Germany
    • 0,23 % Ndalama zoyendetsera (kuchotsera) kwa amalonda mkati mwa European Union
    • 0,33 % Ndalama zolipirira (kuchotsera) kwa amalonda omwe ali kunja kwa European Union
  • Zindikirani:
    Zolipiritsa zomwe zatchulidwazi zimayenera kuyang'aniridwa ndi munthu aliyense payekha komanso kuvomerezedwa ndi wopereka chithandizo. Zosintha chifukwa cha zofunikira zamalamulo kapena zofunikira zamabanki opereka makhadi zimakhalabe zosungidwa.

³ Ndalama zolipirira Khadi la Debit (kuchotsera)
  • Ndalama zolipirira (kuchotsera) makhadi obwereketsa ndi 1.00% ndipo zimalipira kukonzedwa kwa makhadi ogula omwe amaperekedwa mkati mwa European Union ndi mabungwe angongole okhala ku EU (omwe amatchedwa makhadi ogula).
  • Pazochita ndi makhadi operekedwa kunja kwa European Union, komanso makhadi operekedwa ndi mabanki omwe si a EU, makhadi abizinesi/makampani, ndi mitundu ina yapadera yazinthu zamakadi, ndalama zowonjezera (kuchotsera) za + 1.50% zimaperekedwa.
  • Malamulo ndi zofunikira zamakampani omwe ali ndi makhadi (mwachitsanzo, Visa, Mastercard) ndizovomerezeka. Wopereka chithandizo chamalipiro alibe mphamvu pazosintha zawo ndikusintha; chifukwa chake izi zimatengedwa ngati maziko achindunji pokwaniritsa mgwirizano.

⁴ komanso kudzera m'matumba a digito monga Apple Pay, Google Pay, ndi zina.
  • Zochita zoyambitsidwa ndi ma wallet adijito (monga Apple Pay, Google Pay, kapena ntchito zina zofananira) zimasinthidwa mwaukadaulo ngati kulipira kwamakhadi. Chikwama chotsatirachi chimangokhala ngati chiwonetsero cha digito cha khadi yolipirira yakuthupi kapena yosungidwa momwemo.
  • Kukonza ndi kulipidwa kwa zolipirirazi kumadalira zomwe zikugwirizana ndi khadi losungidwa (monga girocard, Debit Mastercard, Visa Debit, kirediti kadi). Ogulitsa amayenera kulipira ndalama zolipirira zomwezo komanso mawu amgwirizano monga khadi yogwiritsidwa ntchito mwachindunji, popeza chikwamacho sichili njira yolipira yosiyana.
  • Komabe, pali zoletsa zomwe zingabwere kuchokera ku mtundu wa khadi loyikidwa:
    • Si khadi lililonse lomwe lingathe kusungidwa ndi kugwiritsidwa ntchito m'chikwama chilichonse (mwachitsanzo, kutengera banki yopereka makhadi, kampani yamakhadi, kapena zovomerezeka zachigawo).
    • Kusinthana ndi ma wallet ndi kotheka kokha m'magawo ndi ndalama zomwe kampani yamakhadi ndi wopereka chikwama adavomereza.
    • Wogulitsa sadzawona kusiyana kulikonse pakukonza kapena kukonza; zoletsa zimakhudza mwini makhadi basi.
    • Zosintha kapena zoletsa zoperekedwa ndi opereka chikwama kapena makampani amakadi (mwachitsanzo, zoletsa pamapulogalamu ena a makadi kapena mafakitale) sizingathe kulamulidwa ndi wopereka chithandizo chamalipiro ndi mkhalapakati.

⁵ Mtengo wapakatikati
  • Pa ntchito iliyonse yamakhadi - mosasamala kanthu za njira yoyambira (mwachitsanzo, khadi lakuthupi, kugwiritsa ntchito popanda kulumikizana kudzera pa NFC, kapena ma wallet a digito monga Apple Pay, Google Pay, etc.) - chindapusa chokhazikika cha € 0.05 pazochitikazo zimaperekedwa.
  • Ndalamazo zimagwiranso ntchito pazochita zomwe sizinachite bwino (monga zolipira zomwe zathetsedwa, zolipira zomwe zathetsedwa ndi mwini makhadi kapena wamalonda, zolakwika zaukadaulo, zilolezo zomwe zidalephera, kapena zokanidwa zolipira). Izi ndizofunikira chifukwa pazifukwa izi, kukonza kumachitikanso kudzera mu machitidwe a opereka chithandizo, oyendetsa ma network, ndi / kapena makampani a makhadi, ndipo ndalama zofananira zimachitika.

⁶ Ndalama zolipirira kirediti kadi (kuchotsera)
  • Ndalama zolipirira (kuchotsera) pamakhadi a kirediti kadi ndi 1.00% ndipo zimalipira kukonzedwa kwa makhadi ogula omwe amaperekedwa mkati mwa European Union ndi mabungwe angongole okhala ku EU (omwe amatchedwa makhadi ogula).
  • Pakuchita ndi makhadi operekedwa kunja kwa European Union, komanso makhadi operekedwa ndi mabanki omwe si a EU, makhadi abizinesi/makampani, ndi mitundu ina yapadera yazinthu zamakadi, ndalama zowonjezera (kuchotsera) za + 1.50% zidzaperekedwa.
  • Malamulo ndi zofunikira zamakampani omwe ali ndi makhadi (mwachitsanzo, Visa, Mastercard) ziyenera kutsatiridwa. Wopereka chithandizo chamalipiro alibe mphamvu pazosintha zawo ndikusintha; chifukwa chake izi zimatengedwa ngati maziko achindunji pokwaniritsa mgwirizano.

⁷ American Express Chigwirizano chaumwini
  • Kuti avomereze njira zolipirira za American Express, kumaliza kwa mgwirizano wovomerezeka ndi American Express ndikofunikira. Tidzakhala okondwa kukonza mgwirizanowu kwa inu - ngati mukufuna.
  • Kupereka kontrakitala kuchokera ku American Express kumakonzedwa payekhapayekha kutengera zambiri zamakampani ndipo zimafunikira kuvomerezedwa ndi American Express.
  • The luso processing wa wotuluka khadi ndi ofanana ndi njira zina malipiro; komabe, malipiro kwa wamalonda amapangidwa mwachindunji ndi American Express.
  • American Express ndi imodzi mwamabungwe okhazikitsidwa padziko lonse lapansi omwe ali ndi makasitomala owononga ndalama zambiri komanso osamala za mtundu wawo. Ambiri omwe ali ndi makhadi amakonda njira yolipirirayi, yomwe imatha kukhala ndi zotsatira zabwino pakukhutira kwamakasitomala komanso kuthekera kwamalonda kwa wamalonda.
  • Kuphatikiza apo, American Express, mogwirizana ndi PAYBACK, imapereka khadi yaulere ya American Express PAYBACK, yomwe imawonjezera kuvomereza (onani www.payback.de/info/american-express).

⁸ Thandizo la njira zingapo zolipira (APMs)
  • Pulogalamu ya lidX, mogwirizana ndi opereka chithandizo cholipira, imathandizira njira zopitilira 500 zolipirira (APM) padziko lonse lapansi. Chonde dziwani kuti kupezeka kwa ma APM pawokha kumadalira momwe dziko likuyendera, momwe msika uliri, komanso zofunikira zokhudzana ndi makampani. Choncho, kugwiritsa ntchito ma APM onse sikutheka m'mayiko onse, msika uliwonse, kapena makampani onse.
  • Mkati mwa kutsatsa kumeneku, tikukupatsirani ma APM omwe amapezeka kwambiri. Ngati muli ndi chidwi ndi njira zina zolipirira zomwe sizinalembedwe apa, chonde titumizireni - tidzakhala okondwa kuyang'ana kupezeka pazochitika ndi milandu.
  • Kupereka kwachindunji, tanthauzo la zomwe zichitike, ndi makonzedwe amakontrakitala amayendetsedwa ndi omwe amapereka chithandizo chamalipiro. Tidzakonza izi ndikutumiza zikalata zoyenera kwa inu kuti muwunikenso ndipo, ngati kuli kofunikira, kuti mumalize.

⁹ Thandizo la ntchito zosiyanasiyana zowongolera
  • Pulogalamu ya lidX imapereka ntchito zosiyanasiyana zojambulira maupangiri, kuphatikiza: palibe nsonga, kulowetsa nsonga pamanja, kuwerengera nsonga zaperesenti, "nsonga yanzeru", ntchito zozungulira, ndi zosankha zophatikizika monga "nsonga yanzeru yokhala ndi kuzungulira".
  • Monga wamalonda, muli ndi mwayi wosankha mwaufulu ndikuyesa njira yochepetsera yomwe ikugwirizana ndi bizinesi yanu, ndikusintha kapena kusintha nokha nthawi iliyonse. Chonde dziwani kuti kutsegulira ndi kugwiritsa ntchito zidziwitso kumatsatiridwa ndi malamulo ndi misonkho, kutsata komwe kuli udindo wa wamalonda.

¹⁰ Thandizo la kubweza ndalama (kulipira ndalama)
  • Pulogalamu ya lidX imathandizira ntchito ya "cashback" (kulipira ndalama kwa mwini khadi ngati gawo la kugula).
  • Kukonzekera kwaukadaulo ndi kuyambitsa ntchitoyi kumayendetsedwa ndi omwe amapereka chithandizo chamalipiro.
  • Kugwiritsa ntchito ntchito yobwezera ndalama kumafuna mgwirizano wosiyana pakati pa wamalonda ndi wopereka chithandizo chamalipiro. Palibe ufulu woyambitsa kapena kugwiritsa ntchito.

¹¹ Makhadi onse amathandizidwa (kusungitsa, kuletsa, ngongole)
  • Pulogalamu ya lidX nthawi zambiri imathandizira ntchito zonse zolipirira zomwe zimaperekedwa mwaukadaulo malinga ndi njira yolipirira yomwe ikutsatiridwa komanso ndi omwe amapereka chithandizo chofananira.
  • Mwachisawawa, izi zikuphatikiza kusungitsa, kuletsa, ndi ntchito zangongole.
  • Ntchito zina zolipirira - monga kuvomereza chisanadze (kusungitsa), kujambula, kubweza pang'ono, kapena ntchito zapamwamba zofananira - zimathandizidwa mwaukadaulo ndi pulogalamu ya lidX, koma sizipezeka nthawi zonse kuchokera kwa omwe amapereka chithandizo chamalipiro, njira yolipira, kapena njira yolipira.
  • Kugwiritsa ntchito ntchito zolipirira zapamwamba zotere kungafunenso mgwirizano wosiyana ndi wopereka chithandizo chamalipiro.
  • Mapangano ndi zikhalidwe za omwe amapereka chithandizo chamalipiro, komanso malamulo ndi zofunikira zamakampani amakadi ndi omwe amapereka njira zolipirira, zimagwira ntchito pokhapokha.

¹² Kulumikizani kolembetsa ndalama kwaulere (ZVT, O.P.I., Rest API)
  • Ma protocol ena olembetsera ndalama zolumikizirana ndi zolembera ndalama zamagetsi amaphatikizidwa mu pulogalamu ya lidX. Ma protocol awa atha kugwiritsidwa ntchito ndi wamalonda kwaulere.
  • Popeza awa ndi olumikizana ndi gulu lachitatu, timaganiza kuti palibe chitsimikizo kapena mangawa pa magwiridwe antchito, kukwanira, kugwirizana, kapena kulondola ndi kukwanira kwa data yotumizidwa.
  • Wogulitsayo amavomereza momveka bwino kuti pakagwa vuto kapena kusapezeka kwa ma protocol a kaundula wa ndalama, palibe chiwongola dzanja cha chiwonongeko, makamaka kutayika kwa bizinesi kapena zopeza, zilipo.

¹³ Mtengo wa agent
  • Malipiro a nthawi imodzi amalipidwa pokonzekera zopereka, kukhazikitsa zizindikiritso ndi kutsimikizira kovomerezeka mwalamulo (KYC, cheke cha ngongole), komanso kukonza zikalata za mgwirizano. Ndalama izi zimaperekedwa mukatumiza fomuyo kudzera pa fomu yapaintaneti.
  • Ndalama zabungwe zimachotsedwa pamaoda omwe adaperekedwa pamisonkhano yamalonda ya NRF'25 ndi DMEXCO'25 kuyambira pa Seputembala 16 mpaka 19, 2025.
  • Ndalama zomwe tatchulazi zimaperekedwa mopanda malipiro omwe akuchitika pa ntchito zomwe zagwirizana ndipo ziyenera kulipidwa kuwonjezera pazo.

¹⁴ Malipiro okhazikitsa
  • Ndalama zolipirira kamodzi pa chipangizo chilichonse zimaperekedwa pakukhazikitsa kwaukadaulo ndi kayendetsedwe ka makontrakitala.
  • Ndalama zolipirira zimachotsedwa pamaoda omwe adaperekedwa pamisonkhano yamalonda ya NRF'25 ndi DMEXCO'25 kuyambira pa Seputembala 16 mpaka 19, 2025.
  • Ndalama zomwe tatchulazi zimaperekedwa mopanda malipiro omwe akuchitika pa ntchito zomwe zagwirizana ndipo ziyenera kulipidwa kuwonjezera pazo.

¹⁵ Mafakitale ena sakuphatikizidwa
  • 1. Zopereka zosagwirizana ndi malamulo kapena zovuta
    • Mankhwala osokoneza bongo, mankhwala a chamba, mankhwala osokoneza bongo
    • Zida, zida zowonjezera, zida
    • Zinthu zakuthupi (monga ziwalo)
    • Zithunzi zolaula za ana, umbanda, zachiwawa, kuzembetsa anthu
    • Zolemba zabodza, ma ID abodza, masukulu abodza
    • Ma Cyberlockers, kugawana mafayilo ndi zinthu zomwe zingakhale zosaloledwa
  • 2. Luntha / kuphwanya ufulu waumwini
    • Zonamizira, zokopa zachinyengo, kutsatsira kosaloledwa
    • Zogulitsa zomwe zimakhala ndi zoopsa zobweza ndalama zambiri monga zitsimikizo zowonjezera
  • 3. Ntchito zowononga ndalama
    • Kukonzanso ngongole / ngongole, kukonzanso ngongole, uphungu wa ngongole, ndi zina zotero.
    • Kusamutsa ndalama, ntchito zolipira, ndalama zenizeni (zomwe nthawi zambiri zimatchedwa "quasi-cash")
    • Othandizira olipira, opereka chipani chachitatu, ophatikiza pamsika
  • 4. Kutchova njuga, malotale & kubetcha
    • Kubetcha pa intaneti, malotale, sweepstakes Scope for Crime
  • 5. Erotic & Seductive Services
    • Zolaula, Ntchito Zoperekeza, Ntchito Zocheza ndi Zibwenzi
  • 6. Zitsanzo Zogulitsa Zowopsa Kwambiri
    • Mabungwe Okwera (monga, Ma Airlines, Maulendo Oyenda)
    • Kugawana nthawi
    • Mabungwe Oyenda
    • Kubwereketsa Manyumba
  • 7. Ntchito Zokhudzana ndi Zaumoyo
    • Mankhwala, Ma pharmacies apa intaneti, Telemedicine
    • Zogulitsa Zochepetsa Kuwonda Zokhala Ndi Malonjezo Okayikitsa
  • 8. Kutsatsa Mwachindunji & Misampha Yolembetsa
    • Kulembetsa kwa "Negative Option" ("Kuyesa Kwaulere, Kusinthidwa Mokha")
    • Call Center Push Sales, Spam, Telephony
    • Multilevel Marketing (MLM) & Network Marketing
  • 9. Kusaganizira Zinthu Zakuthupi
    • Ntchito Zopanda Mtengo Wowonjezera (Ntchito Zopanda Phindu)
    • "Kulemera-mwachangu" Masinthidwe, Mapulani a Piramidi
  • 10. Malonda a Fodya
    • Makamaka malonda a ndudu pa intaneti ndi zakumwa za e-fodya
  • 11. Zogulitsa Zamankhwala Zoletsa
    • Malo ogulitsa pa intaneti opanda chilolezo
    • Mankhwala olembedwa
    • Zakudya zowonjezera ndi machiritso zonena
  • 12. Mabungwe okhudzidwa ndi ndale kapena mwalamulo
    • Maphwando
    • Magulu achipembedzo
    • Ma NGO omwe ali pachiwopsezo cha zilango
    • Zopereka zopanda umboni wa kusachita phindu
  • 13. Malo odyera owopsa
    • Mipiringidzo ya Shisha
    • Makalabu, mipiringidzo, makalabu ausiku, ma discotheques
  • 14. Mafakitale ena owopsa
    • Masitolo a pawn
    • Ogulitsa magalimoto ogwiritsidwa ntchito (makamaka omwe amayang'ana kwambiri kulipira ndalama)
    • Kugulitsa zitsulo zamtengo wapatali (golide, siliva, kugula zodzikongoletsera)
    • Malo oimbira foni ndi malonda a telefoni (telemarketing)
    • Ntchito zotsitsa / kutsitsa zomwe zili ndi ziwopsezo za kukopera
  • Zindikirani:
    Mndandanda womwe uli pamwambapa wamafakitale ochotsedwa ndi zochitika sizokwanira. Amapangidwa ngati chiwongolero chonse. Kuvomereza komaliza ndi kukhazikitsidwa kwa kuvomereza kwa malipiro kumayang'aniridwa ndi opereka nawo ntchito ndi opereka chithandizo chamalipiro. Palibe ufulu womaliza mgwirizano kapena kupereka ntchito.




Ndani kumbuyo kwake?
~ Opereka ~
Ma Agents & lidX App
NetManagement GmbH, Ludwig-Erhard-Str. 18, 20459 Hamburg, Germany, Adilesi yapaintaneti www.lidX.io
Wopereka chithandizo cha transaction
NetManagement GmbH, Ludwig-Erhard-Str. 18, 20459 Hamburg, Germany, Adilesi yapaintaneti www.NetManagement.net
girocard
(Maiko a S€PA okhala ndi yuro ngati ndalama zawo)
VR Payment GmbH, Platz der Republik, 60325 Frankfurt am Main, Germany, Adilesi yapaintaneti www.vr-payment.de
Makhadi a Debit
(Malo okwerera: Germany, Austria, Switzerland)
VR Payment GmbH, Platz der Republik, 60325 Frankfurt am Main, Germany, Adilesi yapaintaneti www.vr-payment.de
Makhadi a ngongole
(Malo okwerera: Germany, Austria, Switzerland)
VR Payment GmbH, Platz der Republik, 60325 Frankfurt am Main, Germany, Adilesi yapaintaneti www.vr-payment.de
American Express
American Express Payments Europe, S.L. (Germany branch), Theodor-Heuss-Allee 112, 60486 Frankfurt am Main, Germany, Adilesi yapaintaneti www.americanexpress.com
Nthambi ya kampani yocheperako pansi pa malamulo aku Spain, yokhazikika ku Madrid, yolembetsedwa Registro Mercantil de la Provincia de Madrid, Hoja M-664153, Tomo 37236, Folio 20, Spain
American Express Payments Europe, S.L. ali ndi layisensi yochokera ku Banco de España kuti apereke ntchito zolipirira molingana ndi malamulo operekera ntchito zolipira (6883).
malipiro SDK wopanga
(girocard & Malo okwerera: Germany, Austria, Switzerland)
VR Payment GmbH, Platz der Republik, 60325 Frankfurt am Main, Germany, Adilesi yapaintaneti www.vr-payment.de
Opereka Ma Terminal Akale
VR Payment GmbH, Platz der Republik, 60325 Frankfurt am Main, Germany, Adilesi yapaintaneti www.vr-payment.de
Wothandizira maukonde
(Mgwirizano wamayiko aku Ulaya)
wherever SIM GmbH, Steinhöft 9, 20459 Hamburg, Germany, Adilesi yapaintaneti www.whereversim.de


Tsopano pangani chisankho
~ Dongosolo ~


(Ngati kufalitsa kwa deta yanu sikulephera, chonde titumizireni imelo kapena kudzera pa tsamba lathu.)