Warimarasɛbɛnw ka sɛbɛnw


Warimaralan protocoles – o ye bi wari saracogo basigi ye

Kuma daminɛ: Warimaralan protocoles ye mun ye ani u bɛ kɛ mun na?

Wari sarali diɲɛ kɔnɔ, warimaracogo sariyaw nafa ka bon walasa ka warimarayɔrɔw ni wari sarayɔrɔw cɛsiri. U bɛ o minɛnw bɛ kumaɲɔgɔnya cogo ɲɛfɔ ɲɔgɔn fɛ ani ka wari saracogo lakananen ni nafama sabati.

Warimarasɛbɛn kelen-kelen bɛɛ n’a fanga, a barikantanya ani a ka fɛɛrɛko wajibiyalenw don. Dɔw bɛ baara kɛ sigida rezow dɔrɔn de kan, dɔw bɛ sankaba labɛn. O cogo kelen na, protocol dɔw bɛ jateden terminal ID de wajibiya walasa ka terminal dɔn kɛrɛnkɛrɛnnenya la.

Nafa minnu bɛ warimaralan protocole sugandilen ɲuman na:
Jago teliya ani dannaya bɛ se ka kɛ
A doncogo nɔgɔn warimarayɔrɔw la minnu bɛ sen na
Lakanali sanfɛla ka tɛmɛn fɛnw kan minnu bɛ wele ko « interfaces standardisées »
Sankaba ɲɔgɔndan bɛ se ka kɛ cɛmancɛ marako la

Yan an b’aw Ladɔnniya wariko bolodacogo nafamabaw la n’u ka baarakɛcogo, u nafaw n’u dɛsɛw ye.

Warimaralan protocoles de ye fɛɛrɛbɔ basigi ye walasa ka jɛɲɔgɔnya sabatilen don warimaralan ni terminal cɛ – wa o cogo la, bi wari saracogo ɲɛtaa kama.

Warimaralaw ka protocole nafamabaw lajɛlen



ZVT (Sɔrɔko siratigɛ la) .

ZVT ye sariya ye min bɛ kɛ ka caya Alemaɲikan fɔ jamanaw na, POS sitɛmuw ni wari sarayɔrɔw cɛ. A sinsinnen bɛ sigida rezow ɲɔgɔndanw kan, wa a bɛ jateden terminal ID de wajibiya.

Sankaba-baarakɛlaw bɛ se ka baara kɛ? Ayi, sigida ka rezow dɔrɔn
A bɛ jateden terminal ID de wajibiya wa? ! Awɔ

Nafa minnu bɛ a la:
Sariya min sɛgɛsɛgɛra ani min bɛ baara kɛ ni a ye kosɛbɛ Alimanjamana na
Bɛnba bɛ se ka kɛ ni warimaralan caman ye
Baarakɛcogo sabatilen ni dannaya bɛ se ka da min kan

Nafa minnu bɛ a la:
Sankaba jɛ-ka-baara si tɛ se ka kɛ
Dan bɛ fɛn caman sɛgɛsɛgɛli la bi, API basigilen sigidaw la
A tɛ ko ɲuman ye diɲɛ suguw la



REST API (API) ye

REST APIw bɛ se ka bi kumaɲɔgɔnya kɛ warimaralan ni wari sarayɔrɔ cɛ ɛntɛrinɛti yɔrɔw fɛ. U bɛ se ka fɛn caman sɛgɛsɛgɛ kɛrɛnkɛrɛnnenya la, wa tuma caman na, sankaba bɛ se ka kɛ u la.

Sankaba-baarakɛlaw bɛ se ka baara kɛ? Awɔ
A bɛ jateden terminal ID de wajibiya wa? ! Ayi

Nafa minnu bɛ a la:
Plateforme-independent ani flexible
Scalable for cloud ani ɛntɛrinɛti sitɛmuw
A ka ɲi bi POS sitɛmuw kama

Nafa minnu bɛ a la:
Ɛntɛrinɛti ɲɔgɔndan de ka kan
Waleya min ka gɛlɛn ka tɛmɛ o kan
A bɛ bɔ dilanbaga ka API sɔrɔli la



Sankaba REST API

REST API suguya in bɛ sankaba-kɔnɔ pewu, wa a bɛ se ka kɛ sababu ye ka wari sarayɔrɔw ɲɛnabɔ cɛmancɛ la ɛntɛrinɛti fɛ.

Sankaba-baarakɛlaw bɛ se ka baara kɛ? Awɔ
A bɛ jateden terminal ID de wajibiya wa? ! Ayi

Nafa minnu bɛ a la:
Sigida infɔrɔmasiko si ma wajibiya
A bɛ se ka mara cɛmancɛ la cakɛda magasinsinw kama
Scalable ani flexible

Nafa minnu bɛ a la:
A bɛ tali kɛ ɛntɛrinɛti ɲɔgɔndan sabatilen na
ka kunnafoniw lakanani sariyaw labato
Latɛmɛ waati minnu bɛ se ka kɛ ka da sankaba kumaɲɔgɔnya kan



O.P.I (Saracogo da wulilen) .

Open Payment Interface (O.P.I) ye kumaɲɔgɔnya ye warimarayɔrɔw ni wari sarayɔrɔw cɛ, min bɛ kɛ kɛrɛnkɛrɛnnenya la diɲɛ suguw la.

Sankaba-baarakɛlaw bɛ se ka baara kɛ? Ayi, a bɛ baara kɛ sigida rezow dɔrɔn de la
A bɛ jateden terminal ID de wajibiya wa? ! Ayi

Nafa minnu bɛ a la:
Lakanali ni sabatili ka bon
A bɛ wari saracogo suguya caman dɛmɛ
Baara bɛ se ka kɛ diɲɛ kɔnɔ

Nafa minnu bɛ a la:
Sankaba ɲɔgɔndan si tɛ se ka kɛ
Jɛɲɔgɔnya min ka gɛlɛn ka tɛmɛ bi API ɲɛnabɔcogo kan
Baara tɛ kɛ ni a ye kosɛbɛ i n’a fɔ ZVT walima REST API



ep2 (EFT/POS 2000) Bamako, Mali.

ep2 ye wari saracogo sariya ye min dabɔra Suwisi jamana na, min bɛ kumaɲɔgɔnya kelen sabati warimarayɔrɔw ni terminalw cɛ. A bɛ jateden terminal ID de wajibiya.

Sankaba-baarakɛlaw bɛ se ka baara kɛ? Ayi, sigida ka rezow dɔrɔn
A bɛ jateden terminal ID de wajibiya wa? ! Ayi

Nafa minnu bɛ a la:
furakɛli sariyalen Suwisi jamana na
Lakanali sariyakolo kɔrɔlenw
Interface uniforme ka ɲɛsin furakɛlikɛlaw danfaralenw ma

Nafa minnu bɛ a la:
Dan bɛ Suwisi sugu la
Sankaba jɛ-ka-baara si tɛ se ka kɛ
A tɛ se ka fɛn caman sɛgɛsɛgɛ ka tɛmɛ bi API ɲɛnabɔcogo kan



myPOS ye

myPOS ye bi sankaba sarali fɛɛrɛ ye min tɛ sigida ka fɛnsɔrɔsiraw si wajibiya.

Sankaba-baarakɛlaw bɛ se ka baara kɛ? Awɔ
A bɛ jateden terminal ID de wajibiya wa? ! Ayi

Nafa minnu bɛ a la:
A waleyali ka nɔgɔn
Sankaba-based walasa ka fɛn caman sɛgɛsɛgɛ
A bɛ wari saracogo caman dɛmɛ

Nafa minnu bɛ a la:
Ka kɛɲɛ ni furakɛlikɛla myPOS ye
Sugandili danmadɔw bɛ kɛ ka kɛɲɛ ni mɔgɔw sago ye
Ɛntɛrinɛti ɲɔgɔndan de ka kan



NEXO ye

NEXO ye sariya ye min lakodɔnnen don diɲɛ kɔnɔ wari saracogo la, min bɛ baarakɛɲɔgɔnya ni lakana di.

Sankaba-baarakɛlaw bɛ se ka baara kɛ? Awɔ
A bɛ jateden terminal ID de wajibiya wa? ! Ayi

Nafa minnu bɛ a la:
Future-proof ani a bɛ se ka bonya
A lakodɔnnen don diɲɛ kɔnɔ
A bɛ sankaba ni sigida rezow dɛmɛ

Nafa minnu bɛ a la:
Baarakɛcogo gɛlɛn
A ma Sìgi fɔlɔ yɔrɔ bɛɛ
Cɛsiri min bɛ kalan sanfɛ



ISO 20022 ye

Diɲɛ wari saracogo sariya min nafa ka bon kɛrɛnkɛrɛnnenya la bankiw ni wariko baarakɛlaw bolo.

Sankaba-baarakɛlaw bɛ se ka baara kɛ? Awɔ
A bɛ jateden terminal ID de wajibiya wa? ! Ayi

Nafa minnu bɛ a la:
Siniko-dafalen sariya
A bɛ wari saracogo caman dɛmɛ
Lakanaliba ka bon

Nafa minnu bɛ a la:
A ka gɛlɛn ani a waleyali man nɔgɔn tuma bɛɛ
Musaka caman bɛ kɛ ladilanni kama
Kɛrɛnkɛrɛnnenya la bankiw de kama, a dɔgɔyalenba ye feerelikɛlaw ta ye



SIX (TIM)

SIX Payment Services ka protocole propriétaire, min bɛ kɛ tuma caman na Suwisi jamana na.

Sankaba-baarakɛlaw bɛ se ka baara kɛ? Ayi
A bɛ jateden terminal ID de wajibiya wa? ! Ayi

Nafa minnu bɛ a la:
Lakanaliba ka bon
Kɛrɛnkɛrɛnnenya la, a bɛnnen don Suwisi sugu ma
Baarakɛcogo sabatilen

Nafa minnu bɛ a la:
A tɛ tila-tila diɲɛ kɔnɔ
Sankaba seko tɛ yen
Dan bɛ fɛn caman sɛgɛsɛgɛli la



Acquirer / SoftPOS dilanbaga yɛrɛ ka POS protocol APIw

Sɔrɔbaga caman (sarako ɲɛnabɔbagaw) ani SoftPOS dilanbagaw (sarako siratigɛ la porogaramuw dilanbagaw) b’u yɛrɛ ka APIw di warimarayɔrɔw jɛli kama. O APIw bɛ dabɔ kɛrɛnkɛrɛnnenya la u yɛrɛ ka wari saracogo la, wa u bɛ se ka jɛɲɔgɔnya tilennen kɛ ni acquirer platform walima SoftPOS app ye.

Sankaba-baarakɛlaw bɛ se ka baara kɛ? Ɔwɔ, a ka c’a la, a ka c’a la
A bɛ jateden terminal ID de wajibiya wa? ! Ayi, jagokɛla ID walima API kilisi kɛrɛnkɛrɛnnen bɛ kɛ tuma caman na

Nafa minnu bɛ a la:
Jɛɲɔgɔnya tilennen ni wari saracogo ɲɛnabɔbaga ye ni mɔgɔ sabananw tɛ
Kɔlɔsili dafalen kɛli wari saracogo kan
Tuma caman na, a waleyali ka nɔgɔn bi API fɛɛrɛw fɛ

Nafa minnu bɛ a la:
Ka da a sɔrɔbaga kelen-kelen bɛɛ kan walima SoftPOS dilanbaga kelen-kelen bɛɛ kan
A bɛ se ka kɛ ko a tɛ se ka wuli ka bɔ a nɔ na ka tɛmɛ diɲɛ bɛɛ ka protocoles kan
Waleya wajibiyalenw danfaralenw ka kɛɲɛ ni furakɛlikɛla ye
Ka wuli ka taa sɔrɔbaga wɛrɛ la, o bɛ se ka kɛ sababu ye ka ladilanni gɛlɛnw kɛ



Verifone FIPay / VX ka baarakɛcogo

Verifone b’a yɛrɛ ka protocoles (daɲɛw) kulu di terminal (terminal) mɔgɔw ma minnu tɛ kelen ye. Olu bɛ daminɛ VX modɛli kɔrɔw la ka se bi Android-based minɛnw ma minnu bɛ ni FIPay (Verifone’s cloud-enabled API) ye.

Sankaba-baarakɛlaw bɛ se ka baara kɛ? Ɔwɔ (FIPay) . / Ayi (VX protocoles kɔrɔw) .
Jateden terminal ID de wajibiyalen don wa? ! Ayi

Nafa minnu bɛ a la:
A jɛnsɛnnen don kosɛbɛ, kɛrɛnkɛrɛnnenya la Erɔpu ani Ameriki Woroduguyanfan na
Dɛmɛ donna wari saracogo suguya caman na (karti, NFC, mobili sarali) .
FIPay bɛ kɛ sababu ye ka bi sankaba jɛ-ka-baara kɛ

Nafa minnu bɛ a la:
Protocol propriétaire, o la a tɛ se ka sɛgɛsɛgɛ kosɛbɛ
VX protocoles kɔrɔw tɛ sankaba labɛn
A yɔrɔ dɔ dan ye Verifone terminal dɔw ye



Adyen Terminal API ye

Adyen bɛ wari saracogo dafalen di min sinsinnen bɛ API kan, min bɛ se ka fara ɲɔgɔn kan ni terminal farikolomaw ye, ɛntɛrinɛti wari sarali ani mobili POS ɲɛnabɔcogo. Kɛrɛnkɛrɛnnenya la, a ka di diɲɛ feerekɛlaw ye minnu ka fɛɛrɛ ye min bɛ wele ko omnichannel.

Sankaba-baarakɛlaw bɛ se ka baara kɛ? Awɔ
Jateden terminal ID de wajibiyalen don wa? ! Ayi

Nafa minnu bɛ a la:
API jɛ-ka-baara min bɛ se ka sɛgɛsɛgɛ kosɛbɛ POS, eCommerce ani mobili kama
A bɛ dɛmɛ don wari sarali la ni mɔgɔ tɛ se ka ɲɔgɔn sɔrɔ ani portefeuille numérique (Apple Pay, Google Pay) .
Terminal ID jɔlen tɛ wajibiya

Nafa minnu bɛ a la:
Sinsin barikama kɛli Adyen ekosisɛti kan – a tɛ bɛn kosɛbɛ ni mɔgɔ sabananw ka sɔrɔbagaw ye
A waleyali fɔlɔ bɛ se ka kɛ fɛn ye min bɛ se ka kɛ fɛɛrɛko siratigɛ la
Adyen sɔngɔko misaliw tɛ koɲuman ye feerekɛlaw bɛɛ bolo



API (API) min bɛ wele ko Terminal (Sripe Terminal).

Stripe bɛ dɔn fɔlɔ i n’a fɔ ɛntɛrinɛti wari sarabaga, nka a bɛ POS ɲɛnabɔcogo fana di ni Terminal API ye. Kɛrɛnkɛrɛnnenya la, a ka di daminɛbagaw ye, ɛntɛrinɛti jago tɔnw ani diɲɛ feerekɛlaw fɛ minnu ka POS bɛ sankaba la.

Sankaba-baarakɛlaw bɛ se ka baara kɛ? Awɔ
Jateden terminal ID de wajibiyalen don wa? ! Ayi

Nafa minnu bɛ a la:
API jɛ-ka-baara nɔgɔyalenba don POS ni ɛntɛrinɛti wari sarali kama
Furakɛcogo min bɛ se ka sɛgɛsɛgɛ feerekɛlaw ye minnu ka yɔrɔ caman bɛ yen
A bɛ bi wari saracogo dɛmɛ (misali la Apple Pay, Google Pay) .

Nafa minnu bɛ a la:
Sinsin barikama Stripe ekosisɛti kan – a tɛ se ka sɛgɛsɛgɛ kosɛbɛ mɔgɔ sabananw fɛ
Sɔrɔbagaw bɛɛ tɛ dɛmɛ sɔrɔ
A bɛ se ka kɛ ko jago sara ka caya ni i y’a suma ni laadala furakɛlikɛlaw ye



CB2 (Cartes Bancaires – Faransi) ye .

CB2 ye protocole ye min bɛ kɛ kosɛbɛ Faransi jamana na, ka ɲɛsin kartiw sarali ma ani karti debiti la. Faransi bankiw ni jagokɛlaw fanba bɛ baara kɛ n’a ye, wa a ni Cartes Bancaires wari sarali sira cɛsirilen don kosɛbɛ.

Sankaba-baarakɛlaw bɛ se ka baara kɛ? Ayi, sigida ka rezow dɔrɔn
Jateden terminal ID de wajibiyalen don wa? ! Awɔ

Nafa minnu bɛ a la:
A jɛnsɛnna Faransi jamana na
Jɛɲɔgɔnya tilennen ni Faransi bankiw ye
A labɛnna ka ɲɛ jamana ka jagokow kama

Nafa minnu bɛ a la:
Sankaba dɛmɛni native tɛ
Dantigɛlen don diɲɛ kɔnɔ baarakɛcogo la
Propriété ani a sirilen don kosɛbɛ Faransi la



J/XFS (Java/eXtensions ka ɲɛsin wariko baarakɛlaw ma) .

J/XFS ye sariya dafalen ye POS sitɛmuw ni ATMw kama. A bɛ se ka kɛ sababu ye ka wari sarayɔrɔw, ATMw ani wariko minɛn wɛrɛw ka ɲɔgɔn sɔrɔ cogo caman na, API min tɛ plateforme yɛrɛmahɔrɔnyalen ye.

Sankaba-baarakɛlaw bɛ se ka baara kɛ? Ayi (sigida jɛ-ka-baara) .
Jateden terminal ID de wajibiyalen don wa? ! Ayi

Nafa minnu bɛ a la:
Interface standardisé (interface standardisé) ka ɲɛsin wari sarayɔrɔ suguya caman ma
Modularité ɲuman bankiw ni feerekɛlabaw ye
A yɛrɛmahɔrɔnyalen don terminal dilannikɛlaw fɛ

Nafa minnu bɛ a la:
A man teli ka kɛ klasiki warimarayɔrɔw la
A waleyali bɛ se ka kɛ ko gɛlɛn ye
Sankaba dɛmɛni native tɛ



ELM (Electronic Lock Management) – ka ɲɛsin gaziso & e-mobilite ma

ELM bɛ kɛ ka gaziso ni e-mobilite sarali kɛ. A bɛ warimarayɔrɔw ni gazi pɔnpew walima zariziyɔrɔw cɛsiri walasa ka se ka wari saracogo kɛ cogo la min tɛ gɛlɛya.

Sankaba-baarakɛlaw bɛ se ka baara kɛ? Awɔ
Jateden terminal ID de wajibiyalen don wa? ! Awɔ

Nafa minnu bɛ a la:
A dabɔra kɛrɛnkɛrɛnnenya la gazisow ni ɛntɛrinɛti chargeurw kama
Sankaba labɛnnen don bi mobili-sɔrɔ-fɛɛrɛw kama
A bɛ wari saracogo suguya caman dɛmɛ (karti, app, RFID) .

Nafa minnu bɛ a la:
A bɛ kɛ izini kɛrɛnkɛrɛnnenw na kosɛbɛ – a ma bɛn laadala feerekɛlaw ma
A ka c’a la, waleyali bɛ se ka kɛ furakɛlikɛla kɛrɛnkɛrɛnnenw dɔrɔn de fɛ
Jigiya barikama min bɛ kɛ fɛnsɔrɔko ɲɛnabɔbagaw kan



SoftPOS protocoles (API kɛrɛnkɛrɛnnenw sɔrɔbaga/dilabaga) .

SoftPOS ɲɛnabɔcogo bɛ se ka kɛ sababu ye ka wari sarali kɛ ni karti terminal tɛ telefɔni selilɛriw walima tablɛtiw fɛ. Sɔrɔbaga caman (misali la myPOS, SumUp, Adyen, Stripe, PayPal) y’u yɛrɛ ka API protocolw labɛn SoftPOS kama.

Sankaba-baarakɛlaw bɛ se ka baara kɛ? Awɔ
Jateden terminal ID de wajibiyalen don wa? ! Ayi, jagokɛla ID walima API kilisi kɛrɛnkɛrɛnnen bɛ kɛ tuma caman na

Nafa minnu bɛ a la:
Fɛnɲɛnɛma si man kan – smartfon walima tablɛti bɛ se
A bɛ se ka sɛgɛsɛgɛ ani a ka nɔgɔn feerekɛla misɛnninw walima telefɔni selilɛri baarakɛlaw bolo
A bɛ dɛmɛ don wari sarali la ni mɔgɔ tɛ se ka ɲɔgɔn sɔrɔ (NFC, Apple Pay, Google Pay) .

Nafa minnu bɛ a la:
Tuma caman na, a bɛ dan sɔrɔbaga kɛrɛnkɛrɛnnenw walima furakɛlikɛlaw dɔrɔn ma
Bankiw ni sɔrɔbagaw bɛɛ tɛ SoftPOS dɛmɛ
A bɛ se ka kɛ ko sara caman bɛ sɔrɔ jago kelen-kelen bɛɛ la



SumUp Terminal API ye

SumUp ye mobili karti wari sarali dilanbaga ye min ka di kosɛbɛ, wa, n’a ka Terminal API ye, a bɛ fɛn dɔ di walasa ka don warimarayɔrɔw la, mobili porogaramuw walima ɛntɛrinɛti butikiw kɔnɔ. API bɛ kɛ sababu ye ka SumUp terminalw siri nɔgɔya la POS sitɛmuw ni sankaba-yɔrɔw la.

Sankaba-baarakɛlaw bɛ se ka baara kɛ? Awɔ
Jateden terminal ID de wajibiyalen don wa? ! Ayi

Nafa minnu bɛ a la:
Jɛɲɔgɔnya nɔgɔman ni teliya API fɛ
Jateden terminal ID tɛ wajibiya
A ka ɲi jagokɛla misɛnninw ma, yɛrɛbaarakɛlaw ani mobili baarakɛlaw ma
A bɛ dɛmɛ don wari sarali la ni mɔgɔ tɛ se ka ɲɔgɔn sɔrɔ ani mobili portefeuille (Apple Pay, Google Pay) .

Nafa minnu bɛ a la:
Ka da SumUp ekosisɛti kan – a tɛ se ka sɛgɛsɛgɛ kosɛbɛ mɔgɔ sabananw fɛ
Sugandili danmadɔw bɛ sɔrɔ jagokɛlabaw fɛ
Sɔrɔbagaw bɛɛ tɛ dɛmɛ don jɛɲɔgɔnya tilennen na ni SumUp ye, misali la, girocard sɔnni tɛ
A bɛ se ka kɛ ko sara caman bɛ sɔrɔ jago kelen-kelen bɛɛ la



Farankan
Ka warimaralan protocole ɲuman sugandi, o bɛ bɔ sosiyete kelen-kelen bɛɛ ka ɲininiw de la. Hali ni ZVT ni ep2 sɛgɛsɛgɛra, sigida sariyaw, REST API ani NEXO bɛ bi fɛɛrɛ wɛrɛw di, minnu bɛ se ka sankaba kɛ. Sankaba REST API ni myPOS bɛ kɛ sababu ye ka sankaba jɛ-ka-baara nɔgɔya, k’a sɔrɔ ISO 20022 bɛ tali kɛ bankiw la kɛrɛnkɛrɛnnenya la.

Sɔrɔbaga walima SoftPOS yɛrɛ ka APIw bɛ jɛɲɔgɔnya tilennen di ni wari sarayɔrɔ kelen-kelen bɛɛ ye, wa u bɛnnen don kɛrɛnkɛrɛnnenya la jagokɛlaw ma minnu b’a fɛ ka baara kɛ ɲɔgɔn fɛ ni wari sarali baarakɛyɔrɔ kɛrɛnkɛrɛnnen dɔ ye.

Protocole sugandili ɲuman nafa ka bon kosɛbɛ, kɛrɛnkɛrɛnnenya la, kan caman hakilinaw ni SoftPOS ɲɛnabɔcogo la.

💡 An ka ladilikan

N’i b’a fɛ ka lakana ni fɛn caman sɛgɛsɛgɛ siniko la, i ka kan k’i jigi da API kan walima sankaba kan.

Ni aw mago bɛ jɛ-ka-baara la min sɛgɛsɛgɛra, min sabatilen don, aw bɛ se ka baara kɛ ni klasiki protocolw ye i n’a fɔ ZVT walima ep2.

Minnu bɛ baara kɛ ɲɔgɔn fɛ kaban ni sɔrɔbaga walima SoftPOS dilanbaga ye, olu bɛ se ka nafa sɔrɔ u ka APIw la minnu ye u yɛrɛ ta ye.

Yala aw mago bɛ warimarasɛbɛn kɛrɛnkɛrɛnnen dɔ la walima min ma sɛbɛn wa? Aw ye aw jija ka kuma an fɛ.

An k’aw laadi aw ka fura ɲuman sɔrɔ aw ka ɲininiw na!